MONEY PLUS

Although we live in an increasingly web-based world, you may still find it more convenient to use analog.Bank...

Last time, we explained the "short-term interest rate" that is applied to loans and borrowings for periods of less than one year.This time it’s more than a year’s worth of money…

Interest in the new NISA is increasing, but it is said that the most effective way is to make a ``lump investment'' using the ``growth investment limit''...

Ahead of the new NISA system starting next year, SBI Securities is offering an online service called "Zero Revolution" for online trading customers.

``Japanese companies are built on a multi-layered class system, and discrimination is commonplace.''This is Tachibana...

Last time, we talked about the strategy to utilize the new NISA's "Earn Investment Allowance", so this time we will introduce the "Growth Investment Allowance"...

Many people may feel that life insurance is complicated and difficult.In fact, it is called the basic form of life insurance...

It's hard to make a general statement in today's world where the age of marriage varies, but people in their 50s are the time when raising children is almost over.Education funding is down...

On October 10st, the Bank of Japan decided to set the upper limit on long-term interest rates at 31%, and the three major banks decided to start offering 1-year fixed-rate housing loans...

If you are taking out a home loan, you have probably never thought about what you would do if you were unable to work...

If you look at the ``deductions'' column on your pay slip, you will see that social insurance premiums such as health insurance and welfare pension insurance are deducted.

A powerful campaign has been announced for the second half of November as well.We will carefully select and explain the most popular campaigns...

An unexpected risk in old age is the burden of paying parents' living and nursing care costs.As a countermeasure, it is important to understand the financial situation of the parents...

Each person can only have one NISA (Small Investment Tax Exemption System) account, which allows investment profits to be tax-free.death…

The Nikkei average stock price in October fell by 10 yen compared to the previous month, marking the largest decline this year.Toko…

Speaking of next year, I think the new NISA will be a big opportunity.There are only two months left this year, but...

The other day, I casually looked at the frozen food section at a convenience store and was surprised at how well stocked it was.When it came to frozen foods, it used to be...

Japan's long-term...

Japan's long-term...

Have you heard of the "2024 Logistics Problem"?It has been featured frequently in the news, so it has been seen...

Do you, our readers, accumulate credit card points? New starting in 2024...

Do you, our readers, accumulate credit card points? New starting in 2024...

It's already November!This time of year, when the seasons change and a pleasant breeze begins to blow, there are new opportunities for investment...

Mr. A (39 years old) is planning to buy a house.How much budget should I have in mind when consulting with a housing builder?

Investors' style is to choose high-dividend stocks in Japan and invest with the aim of steadily accumulating stable income through dividends...

Many companies seem to limit eligibility for participation in corporate defined contribution pension plans (corporate DC) to the age of 60.However, over 60 years old...

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

Until you are in your early 50s, you are fully motivated to work and are able to work hard.And as a job...

Until you are in your early 50s, you are fully motivated to work and are able to work hard.And as a job...

The financial results of major retail companies have been completed.Overall, my impression is that it's not bad, but I'm looking forward to seeing it go particularly well...

Are you doing anything that is good for your health?I am also a member of a sports club, but I am busy with work...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

In Japan, where life expectancy is increasing, public pensions that allow you to continue receiving pensions throughout your life pose a ``longevity risk''...

This year, after the Tokyo Stock Exchange requested low PBR (*) companies to take measures, many companies are reconsidering their dividend policies...

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

Children's education expenses are called ``the three major expenses in life,'' along with housing expenses and retirement expenses, and require a large amount of funds.Especially at a high price...

Real estate prices in urban areas, especially in the metropolitan area, are soaring.The surface yield of buildings and condominiums for investors is below XNUMX%...

When it comes to investing, you might be dazzled by an attractive return, or excited by a story of success, and you can't help but take a risk...

The 2nd quarter financial results for stocks ending in February are almost complete.The market environment at the time of the announcement was the worst, with US interest rates rising and falling...

Interest in the new NISA, which is attracting attention as a "divine reform," has increased so much that it is a defined contribution pension that tends to be neglected these days...

Currently, when trading US stocks at each securities company, trading fees are charged based on the transaction value.Under these circumstances, Japanese universities...

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

“New NISA” starts in 2024.Taxes on investment profits (usually around 20%) can be exempted indefinitely...

Wages and prices are finally starting to rise in Japan.If the inflation trend continues, even people in their 50s will start investing...

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

When asked, "What do you want to eat?", I think the safest answer is "yakitori."fundamentally…

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

While various opinions are being exchanged, it seems that ``special treatment'' will be provided for a while regarding the ``annual income wall issue''...

People in their 60s have diverse lifestyles, with some still working and others retiring.Not just work...

It has been decided that the trading hours of the Tokyo Stock Exchange will be extended for the first time in 70 years.The extra time is 30 minutes and the current transaction...

The meaning of money changes dramatically before and after retirement.You could say it's time for a paradigm shift in money...

A problem that has recently become a hot topic when it comes to online shopping is that when you make a reservation from a hotel reservation site, the...

Nowadays, the summer heat is easing and the days are becoming more and more pleasant.The season for changing clothes is almost here. …

Lately, whenever I go to a convenience store, I end up buying potato chips.Originally, I didn't like potato chips that much...

It's not that your income is low; on the contrary, even though you have a high income, you can't save...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

Actively managed ETFs (hereinafter referred to as active ETFs) will be newly listed on the Tokyo Stock Exchange on Thursday, September 2023, 9...

Professional financial planners will answer questions about household finances, insurance, loans, and other financial issues asked by people...

Real estate ranks as a relatively stable asset among various financial assets such as bank deposits, insurance products, stocks, and foreign currencies.

Mr. A (8 years old) has two children, ages 5 and 44.With the funds in your savings account, you can use NISA and iDeCo, which are often heard recently...

Make sure you understand exactly how your own insurance covers public medical insurance, which is one of the social insurance systems...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

This spring, we saw news about how trading cards are becoming increasingly popular.Trading cards…

On the first Saturday and Sunday of September, I went to Osaka to participate as a guest at an event. "How to increase personal assets"...

If you look online to find out what preparations you should make for end-of-life and inheritance, you will find that there are many things that are not covered in terms of ``wills,'' ``family trusts,'' and ``tax-saving measures.''

More and more companies are doing stock splits these days.What is a stock split, companies and individuals that a stock split brings...

In the midsummer heat where the maximum temperature exceeds 30 degrees every day for more than two months, vending machines are always available when you go out.

Some people may be interested in investing in dividend stocks as a way to support themselves in retirement or as a measure against inflation.Practice dividend investing...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

Isn't the 50s a period of heavy responsibility both in public and private life?There are many people who have a position at work, and it is their own business ...

The Japanese archipelago has been experiencing severe late summer heat every day, and dog owners are having a hard time finding time to take their dogs for walks.

The Japanese archipelago continues to experience unusually hot weather.This year, regions with relatively short summers, such as Hokuriku, Tohoku, and Hokkaido, will have more summers than Kanto and western Japan.

As a means for stock investors to grow their assets, investment in growth stocks aiming for capital gains, seeking stable income gains…

Recently, scandals involving the used car dealer Big Motor have become a hot topic.Various media appear on a daily basis in this…

The summer financial results announcement season has come to a close.At this time, foreign investors were away on summer vacation...

There are many experts who say, "We are living in an age of 100 years, so let's build up assets." At 65...

Due to the typhoon that hit this year's Obon holiday, the Shinkansen and other lines were suspended.Change the schedule and go out by car...

Is your dining table clean?The dining room is not only for eating, but also for telework and study...

Japan's economic indicators have been very strong recently. April-June GDP increased at an annual rate of 4%.

In the previous article, I explained that there is a risk that the asset value of elderly people will decrease if they do not take a certain amount of risk.Ta…

It's a sudden, but what is "your values" in working?Work while emphasizing what...

Ramen stocks have made great strides in stock prices over the past year.With soaring utility costs and labor costs, high raw material costs, labor shortages, and other negative factors,...

“Flat 35” has announced interest rates for August 2023.The most frequent interest rate is 8% per annum (borrowing period: 1.72 years or more…

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

"If you want to keep your money firmly, tax saving is more effective than daily small savings!"

Even if you have carefully considered the insurance when you enrolled, you still need to review it regularly.Especially depending on the type of insurance...

Anyone who invests asks, "Is there an efficient and stable investment method?"

Dementia is more likely to develop with age.What kind of disease is dementia that everyone can get as the population ages?

Life InsuranceThere is a lot of information out there, but when it comes to joining...

In the spring of 2024, T points and V points will be integrated.T-Point, a pioneer of points and many users, and Vi…

Money is nothing more than a part of life to enrich your life, so you shouldn't let others interfere with how you use it...

This year, from January to July 2023, over 1 food items have been raised in price in about half a year.

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

Starting in 2024, you can invest up to 120 million yen per year under the new NISA savings investment quota.The current one…

Although the number of senior workers is increasing, I feel that many women continue to work beyond the age of 60.The reason for working is because…

Serialization on April 2023, 4 "Komeda and Doutor have completely different profit mechanisms! Stock prices jump after settlement of accounts...

With around 10 years of experience as a member of society, people in their 30s who are often relied on at work can experience various turning points in their lives.

The average age of first marriage in Tokyo is 32.1 for husbands and 30.4 for wives (Ministry of Health, Labor and Welfare "Vital Statistics Survey" 2021). 20…

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

Japan has about 2000 trillion yen in financial assets.About 6% of them are owned by people over the age of 60.Many assets are high…

In the past few years, the terms “abnormal weather” and “climate change” have been heard almost every year, but especially in 202…

There is no stopping the rise in electricity bills.Electricity bills will gradually increase from 2021 against the backdrop of rising energy prices...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

What should I do if I have to share real estate such as my house with my siblings due to inheritance?now…

In recent years, we often hear about "linear rain belts" in weather forecasts. It's a word that wasn't heard much about 10 years ago. 2…

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

I think that there are many people who already have a My Number card.However, my number card is a health insurance card "minor...

After reaching the retirement age of 60, he was rehired.Re-employment generally ends at the age of 65. Pensioners from age 65...

July is full of great deals.Among the many announced campaigns, it is highly profitable…

The financial results announcements of apparel companies for the fiscal year ending in February are being made little by little.The movement restrictions by Corona have been completely abolished, and going out...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.

With the Nikkei Stock Average recovering to the 33 yen level for the first time in 33,000 years, the Japanese stock market is doing well.

According to the "FYXNUMX National Single-Parent Household Survey Results" announced by the Ministry of Health, Labor and Welfare, the average annual income of single-parent households is for mothers and children...

Shinya Arino, a comedian Yoiko, welcomes various experts as guests every month to acquire knowledge about money...

Our professional financial planners answer your financial problems such as household expenses, insurance, loans, etc.