Financial field

There are 5 main ways to manage household finances for dual-income couples.Referring to a survey conducted by Zexy, there are 5 main ways to manage household finances for dual-income couples...

The surviving family of a recipient of a survivor's pension or disability pension can claim the unpaid portion of the pension When a recipient of a survivor's pension or disability pension dies...

How many companies have retirement benefits? As of 2023, how many companies have retirement benefit plans? …

130 million yen is the so-called ``130 million yen wall'', which is the borderline where you are not covered by social insurance regardless of your place of work or employment conditions...

The 2020 Supreme Court ruling was made before the enforcement of the Work Style Reform Law.The ``equal pay for equal work'' in the Work Style Reform Law is...

According to the Retail Price Statistics Survey, the price of one pack of chicken eggs (containing 1 eggs) is 10 yen.In the past, prices...

According to the Retail Price Statistics Survey, the price of one pack of chicken eggs (containing 1 eggs) is 10 yen.In the past, prices...

Will my savings account be frozen if I die?When the holder of a savings account dies, the inheritance procedure for that savings account ends...

Example of a daily meal menu purchased at a convenience store If you use a convenience store every day, think of a meal menu for 3 meals...

Cases of tansu deposits pointed out by the tax office Deposits themselves are not bad at all.Keep it at the bank...

Compare last year's "bonus" for civil servants with private companies!How much is it in a year?According to the Cabinet Secretariat, Cabinet Personnel Bureau, 2022…

Empty houses keep increasing!According to the Statistics Bureau of the Ministry of Internal Affairs and Communications, the number of vacant houses in 2018 was...

Empty houses keep increasing!According to the Statistics Bureau of the Ministry of Internal Affairs and Communications, the number of vacant houses in 2018 was...

Types and characteristics of delivery companies There are several types of delivery companies, each with different characteristics, scope of work, and costs.Main distribution…

Year-end adjustment to settle one year's taxes At the end of the year, when the total salary of company employees for one year is determined, calculate the correct amount of income tax...

Difference in water bill between "small" and "large" After using the toilet, select the "small" or "large" lever (button) to flush...

Which is better: LED or fluorescent lights? Let's compare LED and fluorescent lights from four perspectives to see which is more economical. 4.E…

Do I have to pay taxes when I pass money from grandparents to grandchildren?When handing over money, you should be concerned about gift tax and inheritance tax...

When there is no gift tax, as a general rule, when property is transferred from one person to another, it is subject to gift tax.Ta…

Even if you switch from iPhone to Android, there is a high possibility that the savings effect will be small. iPhone and Android compatible...

How many people have savings of 1000 million yen or more?"Public opinion regarding household financial behavior" conducted by the Financial Information Central Committee...

Early repayment options There are many cases where you are unable to pay off your mortgage in full by retirement age.In a case like this...

If the money is necessary for daily life, is it not taxable?To start with the conclusion, if you hand over the necessary expenses for daily life and use them each time...

Basically, it is better to consider that charging equipment cannot be installed.If you own a detached house, you should consider installing equipment to charge an electric car...

How much does education cost? (1) Difference between national and private universities Education costs (admission fees and tuition fees) at national and private universities...

How much does a flu vaccination cost?In general, influenza vaccination is a treatment for the disease...

What does a cram school cost? First, the Ministry of Education, Culture, Sports, Science and Technology announced the ``Survey on Children's Learning Expenses in 3'', which shows the average amount of cram school fees...

Deposit passbooks are usually kept for 7 years.People tend to think that they don't need a passbook that has been carried over, but the National Tax Agency...

What is “social insurance dependent”?Dependency refers to receiving financial support from relatives or family members, and it is broadly defined as ``social insurance...

What is “social insurance dependent”?Dependency refers to receiving financial support from relatives or family members, and it is broadly defined as ``social insurance...

Basically, it is no good to accept discarded lunch boxes!First of all, it is basically no good to receive a discarded bento at a convenience store.combination…

The annual income of the Prime Minister is approximately 4000 million yen.As of November 2022, the annual income of the Prime Minister is approximately 11 million yen.

First of all, procedures for pension suspension When a pension recipient dies, the first thing to do is to submit a ``Notification of Death of Beneficiary Entitled'' to the pension office. …

What is a resident tax exempt household?Resident tax-exempt households are households that are exempt from resident tax, in other words, they do not have to pay resident tax.

Prices of washing machines The prices of washing machines vary depending on the type, such as vertical type or drum type.There are inexpensive vertical washing machines...

Based on the household budget survey of the Statistics Bureau of the Ministry of Internal Affairs and Communications, the average water bill for households with single workers under the age of 34, from January 2023 to 1...

How to calculate heating electricity bill?First, let's understand how heating electricity bills are calculated.Not just for heating, but for home...

How much is the basic gift for a wedding?When thinking about how much it is appropriate to wrap wedding gifts, the first thing to consider is...

The number of voluntary returns of driver's licenses exceeded 4 in 40.According to the National Police Agency, the number of voluntary returns of driver's licenses in 4 was 44...

There are two types of heating equipment: There are two main types of heating equipment: convection heating and radiant heating.

The amount of allowances for junior high school students varies depending on the age of the head of the household, annual income, etc.The Financial Information Central Committee conducted a study on household budget...

It may be possible to negotiate the rent for a rental property.It may seem surprising, but it is sometimes possible to negotiate the rent for a rental property.

Overview of the fixed overtime system The fixed overtime system is a system in which overtime pay for a certain number of hours is paid monthly as "fixed overtime pay."example…

Fixed overtime pay simplifies payroll calculations The benefits for companies of implementing a fixed overtime system are that it simplifies payroll calculations...

Divorce involves property division If you are considering divorce, the first thing you cannot avoid is property division.Property division and...

Point 1. Are interest rates low?When you get a loan, you have to pay a certain amount of interest on the amount borrowed.

At what age should you start planning for the end of your life?As people reach the age of XNUMX, they often face illness and nursing care for their parents, or are asked by friends to take care of their parents.

What is rewarding exploitation? ``Rewarding exploitation'' is when a company takes advantage of the ``reward'' that workers feel and uses unfair work practices.

Why can't I make an emergency call using an IP phone? You can make calls on an IP phone just like a regular phone, so why make an emergency call?

Sell ​​it on Mercari, auction sites, etc. with as little effort as possible.It's just that the taste and size don't suit...

Regarding the amount of the old-age basic pension and old-age welfare pension, receiving retirement benefits means that you are working as a company employee...

Six barriers to annual income The following six barriers to annual income are related to dependent care. __●Annual income 6 million yen●Annual income 6 million yen●Annual income 100...

Will I get paid for replacing the water in my humidifier?I will get paid more for replacing the water in my humidifier.

Will I get paid for replacing the water in my humidifier?I will get paid more for replacing the water in my humidifier.

How much does Yakult Lady earn annually?Many of the people who work as Yakult Ladies are not part-time workers, but rather work as ``individuals''.

The act of receiving money for free from parents, which is likely to be legally acceptable, falls under the category of "gift."Legally speaking, a gift is an intention...

Starting salary is expressed as an amount that includes basic salary and other allowances.The big hidden trap is that the definition of "starting salary" is...

What are the prerequisites?First of all, the prerequisites for this verification are as follows. __Husband: 50 years old (university graduate, office worker) Wife: 5 years old...

Electricity costs for heating an air conditioner First, let's take a look at the electricity costs for heating an air conditioner.Air conditioner...

The difference in income between a full-time employee with a take-home pay of 17 yen and a temporary employee with an hourly wage of 1600 yen.In many cases, the total amount paid is recorded on the pay slip.

The act of a parent repaying their child's scholarship in a lump sum falls under gift tax, and is subject to gift tax.

Comparison of the bonus situation in the winter of 2023 and the same period of the previous year and the previous period According to the announcement by the Institute of Labor Administration, the bonus situation in the winter of 2023...

Are newly built apartments in Adachi Ward cheap?According to the official website of the Real Estate Economic Research Institute, Tokyo in October 2023...

The average salary in 2022 is 458 million yen, according to the 4 Private Sector Salary Statistics Survey published by the National Tax Agency...

There is only one employment insurance number.The employment insurance insured number is an 1-digit number that is issued to you when you become insured under employment insurance.

Is it possible for a person in the early aughts who plans to be single for the rest of his life to buy an apartment with an annual income of 420 million yen?Generally, buyers of condominiums and detached houses have three...

A gas station retail price survey published by the Agency for Natural Resources and Energy shows that if you pay 4 yen less for gasoline, you save 1 yen in a year...

Average annual income for high school graduates Based on the Ministry of Health, Labor and Welfare's ``Reiwa 4 Wage Structure Basic Statistical Survey'', the average annual income for high school graduates is summarized...

The mother's savings in the drawer are not her mother's assets and money, and furthermore, her mother has dementia and is unable to make decisions...

Purpose of welfare and conditions for receiving welfare In conclusion, if you quit your job due to illness and your monthly income is 8 yen, you can receive welfare...

Purpose of welfare and conditions for receiving welfare In conclusion, if you quit your job due to illness and your monthly income is 8 yen, you can receive welfare...

How much does it cost for a married couple to live? First, how much does it cost for a typical married couple to live on a pension?

How much does it cost for a married couple to live? First, how much does it cost for a typical married couple to live on a pension?

Gasoline cost when traveling 80km round trip by car First of all, the gas cost when driving 80km round trip by car...

Gasoline cost when traveling 80km round trip by car First of all, the gas cost when driving 80km round trip by car...

What is a will? A will allows a decedent to freely leave their assets to their heirs or testators.Commonly used...

More than one tax barrier and social insurance barrier First, I will briefly explain the annual income barrier. “Annual income wall”...

Tama Art University has the highest tuition fee among Japanese art universities.Tama Art University...

``Percentage of savings of 60 yen'' and ``average amount of savings'' among people in their 0s, ``Public opinion survey on household financial behavior'' by the Financial Information Central Committee...

How many semi-rich people are there in Japan?According to materials published by Nomura Research Institute, Ltd., wealthy people have the following five...

How many semi-rich people are there in Japan?According to materials published by Nomura Research Institute, Ltd., wealthy people have the following five...

If you receive your pension early, the payment will be reduced according to the period.In principle, you are supposed to receive your pension from the age of 65.

Difference between base increase and regular salary increase When the base salary increases due to wage revision, base increase, abbreviated as "bare", is...

What is the average savings amount for people in their 50s and 60s?In order to live a worry-free retirement, it is important to save money from your working days...

Let's take a look at how your taxes can be reduced depending on the types of insurance that can be deducted at the year-end adjustment and the amount of insurance premiums you paid.

Let's take a look at how your taxes can be reduced depending on the types of insurance that can be deducted at the year-end adjustment and the amount of insurance premiums you paid.

Basics of Hometown Tax Donation Hometown tax payment is, to put it simply, a way to pay taxes in advance and get something in return based on the amount...

Why am I receiving a notification even though I work as an employee? A person who was an employee and paid welfare pension insurance premiums changed jobs...

Can pensioners receive welfare benefits?According to the Ministry of Health, Labor and Welfare, the purpose of the welfare system is to provide support to people who are in poverty...

What should you do when you are asked to make tea?One of the common ``nameless chores'' at work is making tea. …

What should you do when you are asked to make tea?One of the common ``nameless chores'' at work is making tea. …

View by annual income | Average savings amount According to the Ministry of Internal Affairs and Communications Statistics Bureau's "Household Budget Survey Report (Savings and Debt Edition) 2022 (Reiwa 4)"...

How much living expenses does a couple need to live after the age of 65?I live on 2 yen, which is the sum of my pension and my husband's part-time job income...

What is free university? Free university is implemented by the Ministry of Education, Culture, Sports, Science and Technology, and its official name is the "New Higher Education Study Support System."Support…

If you do not make transactions for more than 10 years, your deposits will become dormant!Money deposited in banks must be last withdrawn after January 2009, 1.

If you do not make transactions for more than 10 years, your deposits will become dormant!Money deposited in banks must be last withdrawn after January 2009, 1.

How to avoid paying fees for carrying luggage When using the Tokaido, Sanyo, Kyushu, and Nishi-Kyushu Shinkansen, there are three sides (vertical…

How to avoid paying fees for carrying luggage When using the Tokaido, Sanyo, Kyushu, and Nishi-Kyushu Shinkansen, there are three sides (vertical…

What kind of system is the executive retirement system?Some private companies have introduced retirement age systems for employees in their 50s, but...

Many people lack exercise.According to documents released by the Ministry of Health, Labor and Welfare in the past, 5 people in Japan each year due to lack of exercise...

Electricity and gas charges as of November 2023 Electricity charges are provided by "TEPCO Energy Partner Co., Ltd." Gas charges are provided by "Tokyo...

Generally speaking, diesel is cheaper than regular gasoline.Gasoline prices are affected by the price of crude oil and the world situation.

What is the difference between average and median annual income?When checking the average annual income of Japanese people, you should also understand the ``middle...

As a general rule, gifts for marriage are not subject to gift tax. There are two methods of calculating gift tax: calendar year taxation and inheritance taxation, and there are certain...

Overview of Pensioner Support Benefits Pensioner Support Benefits support people whose public pension or other income is below a certain standard.

According to the Tokyo Metropolitan Bureau of Waterworks, if you leave the water running for one minute while washing your hands, you will use approximately 1 liters of water...

What is the average savings for a household with an annual income of 600 million yen?Based on the survey results published by the Financial Information Central Committee, the annual income is between 500 and 75...

The importance of building rapport in business Building rapport (a relationship of trust and goodwill) is very important in business...

What is the reason why the vending machine does not give change?The most common reason why a vending machine doesn't give you change is because the machine...

The average expenditure for a single elderly person is approximately 15 yen.According to a household survey conducted by the Ministry of Internal Affairs and Communications in 2022, the average expenditure for a single elderly person aged 65 or older is approximately XNUMX yen.

In the broad division of "Kanto and Kansai", there is no big difference in expenditure or standard of living.

Is 50 million yen a small amount of savings for a couple in their 200s?According to a survey by the Financial Information Central Committee, the savings of households in their 4s in fiscal 50...

Why do tires fall off?There can be multiple reasons for a tire to fall off.We will introduce some representative ones.Wheel…

Why do tires fall off?There can be multiple reasons for a tire to fall off.We will introduce some representative ones.Wheel…

If you die while your pension is being deferred, you can receive your pension deferred in principle from the age of 65 to after the age of 66.

If you are unilaterally sent a product that you have not ordered or contracted for, you can immediately dispose of it!Regarding the revision of the Specified Commercial Transactions Act in 3...

Average cost of lessons R&C Co., Ltd. (Minato-ku, Tokyo) announced in May 2023 that parents of 5-year-olds to high school students taking lessons will...

Will I be taxed if I sell gold coins?If you sell gold coins and make a profit, you will have to pay taxes.The National Tax Agency's "N...

The father of the investment consultant, who was thinking about future living expenses, had never invested, and his retirement funds were public pensions and company pensions.

Taxation method for dividend income The taxation method for dividend income from listed stocks, etc. is, in principle, comprehensive taxation.Listed stocks etc...

According to documents from the Ministry of Health, Labor and Welfare, the review of the annual income barrier is based on the idea of ​​a society in which all citizens are actively engaged...

This is a consultation from a 55-year-old husband, a 51-year-old wife, and a couple with no children about which is better for tax savings: individual pension insurance or NISA. …

Average fuel efficiency for gasoline passenger cars To be conscious of eco-driving, it is important to first know about the fuel efficiency of cars.Fuel efficiency...

There are two types of renewals for your My Number Card.For those who need to renew their My Number Card, they will receive a gift card in a blue envelope two to three months before the expiry date.

In the first place, what is a housewife pension?A housewife pension refers to the national pension for category 3 insured persons.A long time ago, the majority of category 3 insured persons were housewives...

In the first place, what is a housewife pension?A housewife pension refers to the national pension for category 3 insured persons.A long time ago, the majority of category 3 insured persons were housewives...

What is the order of things to do if you lose your wallet?If you lose your wallet, first look for a familiar place. …

According to the latest kerosene price survey published by the Agency for Natural Resources and Energy, as of October 2023, 10...

Is it true that a 100 million yen cruise around the world? I see posters saying things like ``A cruise around the world costs 100 million yen''...

What you need to know from a risk management perspective The biggest impact of quitting your job is on social insurance.here…

First of all, what does "taking out sweets" mean? ``Sweet removal'' refers to the act of removing only certain people when handing out sweets at the workplace.

Is an annual income of 28 million yen low on average for a 400-year-old?Generally, annual income increases with age, so 10 times your age...

You may be surprised that you can receive a pension even if you work part-time and receive a pension, but you may be surprised to know that you can receive a pension while working.

What is deemed overtime? Deemed overtime is a system in which an employee's salary is calculated based on overtime pay for a certain number of hours in advance.

The average monthly expenditure for a single unemployed household aged 65 or older is approximately 15 yen, according to a household budget survey conducted by the Ministry of Internal Affairs and Communications in 5495.

How is withholding income tax determined?How is the amount of income tax deducted from salary calculated?Tax withholding…

What is a fixed amount tax reduction? A fixed amount tax reduction is a tax reduction method that reduces taxes by a fixed amount per taxpayer.With this fixed amount tax reduction, per person...

The average monthly living expenses after retirement is 23 yen, according to the Life Insurance Culture Center's "2000 (Reiwa 2022)...

Expenses increase by approximately 2 yen if both parents work and have two children How much will household expenses increase if both parents work? 5…

What is Children's Diner?How many children's cafeterias are there in the country? Children's cafeterias are sponsored by local residents and volunteer groups, and provide food for children.

Main types and details of car insurance Regarding the Ikebukuro runaway accident that occurred in 2019, the Tokyo District Court ruled that Kozo Iizuka and his insurance...

Frugal and health fanatic?Why Tokugawa Ieyasu ate only barley rice In the early Edo period, when Tokugawa Ieyasu was active, the staple food was brown rice...

Price range for UNIQLO clothing Prices for UNIQLO clothing vary depending on the item and material.Ladies and men…

Reasons why people dislike paying with 1 yen bills Many taxi drivers dislike paying with 1 yen bills.In case…

What is the High-Cost Medical Expenses System? The High-Cost Medical Expenses System is a system that reduces the burden of high medical expenses.Self-inflicted liability depending on age and income status...