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in Finance / Tax, EconomyAlthough we are a married couple, my wife is in charge of managing the accounts.To be honest, I would like to spend the money I earn myself, but the majority...
There are 5 main ways to manage household finances for dual-income couples.Referring to a survey conducted by Zexy, there are 5 main ways to manage household finances for dual-income couples...
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800 views
in Finance / Tax, EconomyIf a person receiving survivor's pension or disability pension dies, will the surviving family receive nothing?
The surviving family of a recipient of a survivor's pension or disability pension can claim the unpaid portion of the pension When a recipient of a survivor's pension or disability pension dies...
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in Finance / Tax, EconomyThe ``retirement benefit system'' that was in place when I joined the company was abolished before I knew it.Isn't this unfair...
How many companies have retirement benefits? As of 2023, how many companies have retirement benefit plans? …
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in Finance / Tax, EconomyI want to work part-time.I thought the annual income barrier for social insurance was 130 million yen, but it turned out to be 106 million yen...
130 million yen is the so-called ``130 million yen wall'', which is the borderline where you are not covered by social insurance regardless of your place of work or employment conditions...
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in Finance / Tax, EconomyIs it okay to not pay bonuses and retirement allowances to non-regular employees?Clearing up misconceptions about the Supreme Court’s 2020 ruling
The 2020 Supreme Court ruling was made before the enforcement of the Work Style Reform Law.The ``equal pay for equal work'' in the Work Style Reform Law is...
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in Finance / Tax, EconomyIf you want to add ingredients to ``tamagoyaki'', what would be the most economical thing to add?“Raisins” as an oddball!?
According to the Retail Price Statistics Survey, the price of one pack of chicken eggs (containing 1 eggs) is 10 yen.In the past, prices...
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in Finance / Tax, EconomyIf you want to add ingredients to ``tamagoyaki'', what would be the most economical thing to add?“Raisins” as an oddball!?
According to the Retail Price Statistics Survey, the price of one pack of chicken eggs (containing 1 eggs) is 10 yen.In the past, prices...
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in Finance / Tax, EconomyI'm worried about funeral costs if something were to happen to my parents.Is it really not possible to withdraw a single yen from your parents' savings?
Will my savings account be frozen if I die?When the holder of a savings account dies, the inheritance procedure for that savings account ends...
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in Ramen / Soba / Udon, 食I love ramen so much, but could I save a lot of money by buying bag noodles instead of going to a ramen shop?
How much does a bowl of ramen cost at a restaurant? According to the Retail Price Statistics Survey, the price of a bowl of Chinese noodles when eating out is 1 yen...
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in Finance / Tax, EconomyHow much does it cost per month if you continue to eat “convenience store meals” every day?
Example of a daily meal menu purchased at a convenience store If you use a convenience store every day, think of a meal menu for 3 meals...
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in Finance / Tax, EconomyIf I deposit 500 million yen in my wardrobe in a bank, will the tax office point me out?Is it okay to use your own money?
Cases of tansu deposits pointed out by the tax office Deposits themselves are not bad at all.Keep it at the bank...
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in Finance / Tax, EconomyHow much was the civil servant's "bonus" last year?How much more compared to private companies?
Compare last year's "bonus" for civil servants with private companies!How much is it in a year?According to the Cabinet Secretariat, Cabinet Personnel Bureau, 2022…
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in Finance / Tax, EconomyCan you turn an empty house into your dream home?Will it be a ray of hope for the ever-increasing "vacant house problem"?
Empty houses keep increasing!According to the Statistics Bureau of the Ministry of Internal Affairs and Communications, the number of vacant houses in 2018 was...
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in Finance / Tax, EconomyCan you turn an empty house into your dream home?Will it be a ray of hope for the ever-increasing "vacant house problem"?
Empty houses keep increasing!According to the Statistics Bureau of the Ministry of Internal Affairs and Communications, the number of vacant houses in 2018 was...
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I want to relax in Atami on the weekend... Which is cheaper: “conventional line” or “rental car”?
[Conventional Line] Tokyo Station - Atami Station Fares Atami is gaining popularity as a hot spring resort that is easily accessible even for people living in Tokyo. …
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in Finance / Tax, EconomyAlso, shipping fees are rising...!? What is the most cost-effective shipping method for sending "year-end gifts"?
Types and characteristics of delivery companies There are several types of delivery companies, each with different characteristics, scope of work, and costs.Main distribution…
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in Finance / Tax, EconomyWhat is the year-end adjustment for company employees?What happens if you don't make the year-end adjustment?
Year-end adjustment to settle one year's taxes At the end of the year, when the total salary of company employees for one year is determined, calculate the correct amount of income tax...
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in Finance / Tax, EconomyTo save money, I use the "small" toilet flush even when the "large" toilet flushes.I'm not stuck at the moment, but I'll keep going...
Difference in water bill between "small" and "large" After using the toilet, select the "small" or "large" lever (button) to flush...
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in Finance / Tax, Economy“LED” vs. “fluorescent light” which is cheaper for electricity bill?Explaining the benefits and precautions
Which is better: LED or fluorescent lights? Let's compare LED and fluorescent lights from four perspectives to see which is more economical. 4.E…
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in Cashless credit card, lifeIs it illegal to earn "points" by paying company expenses with your own credit card?
The basics are to follow company rules.Paying company expenses with your own credit card and earning points is immediately illegal...
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in Cashless credit card, lifeIs it illegal to earn "points" by paying company expenses with your own credit card?
The basics are to follow company rules.Paying company expenses with your own credit card and earning points is immediately illegal...
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in Finance / Tax, EconomyMy husband's parents suggested that they would like to help pay for their grandchild's college expenses. "10 yen a month", but taxes etc...
Do I have to pay taxes when I pass money from grandparents to grandchildren?When handing over money, you should be concerned about gift tax and inheritance tax...
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in Finance / Tax, EconomyI received 50 yen as a wedding gift!Will it be subject to “gift tax” if it is too large?It should be tax exempt...
When there is no gift tax, as a general rule, when property is transferred from one person to another, it is subject to gift tax.Ta…
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in Finance / Tax, EconomyWill monthly charges be cheaper if a couple switches from iPhone to Android? iPhone...
Even if you switch from iPhone to Android, there is a high possibility that the savings effect will be small. iPhone and Android compatible...
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in Finance / Tax, EconomyHow many years does it take to save 1000 million yen? Even if you start saving in your 40s, can you still make it in time for retirement?
How many people have savings of 1000 million yen or more?"Public opinion regarding household financial behavior" conducted by the Financial Information Central Committee...
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in Finance / Tax, EconomyShouldn't you make early repayments on your home loan before retirement? Rather than cutting down on your retirement fund of 2000 million yen, you should...
Early repayment options There are many cases where you are unable to pay off your mortgage in full by retirement age.In a case like this...
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in Finance / Tax, EconomyI would like to give my wife a lump sum of 1 million yen for one year's living expenses.This is for rent, utilities, etc.
If the money is necessary for daily life, is it not taxable?To start with the conclusion, if you hand over the necessary expenses for daily life and use them each time...
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in Finance / Tax, EconomyAre there many disadvantages to purchasing an electric car if you live in an apartment?Is there a problem if I can't charge it at home? …
Basically, it is better to consider that charging equipment cannot be installed.If you own a detached house, you should consider installing equipment to charge an electric car...
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300 views
in Finance / Tax, EconomyHow much should I estimate for my child's expenses over the four years from college admission to graduation?
How much does education cost? (1) Difference between national and private universities Education costs (admission fees and tuition fees) at national and private universities...
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in Finance / Tax, EconomyThere is an outbreak of influenza at the school where the children attend.I want to get vaccinated, but the cost is high...
How much does a flu vaccination cost?In general, influenza vaccination is a treatment for the disease...
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in Finance / Tax, EconomyI would like to save money for future university education, but my hands are full with the current cram school fees.Reduce the number of cram schools you go to and save money for going on to higher education...
What does a cram school cost? First, the Ministry of Education, Culture, Sports, Science and Technology announced the ``Survey on Children's Learning Expenses in 3'', which shows the average amount of cram school fees...
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in Finance / Tax, EconomyMy parents have an old bankbook.Is it okay to immediately throw away the carried over amount?
Deposit passbooks are usually kept for 7 years.People tend to think that they don't need a passbook that has been carried over, but the National Tax Agency...
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I want to get divorced, but I have children and no job...What support systems are available to single parents?
What support systems are available to single parents?There are various support systems available to single parents.Employment support...
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I want to get divorced, but I have children and no job...What support systems are available to single parents?
What support systems are available to single parents?There are various support systems available to single parents.Employment support...
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I want to get divorced, but I have children and no job...What support systems are available to single parents?
What support systems are available to single parents?There are various support systems available to single parents.Employment support...
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I want to get divorced, but I have children and no job...What support systems are available to single parents?
What support systems are available to single parents?There are various support systems available to single parents.Employment support...
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in Finance / Tax, Economy[The 130 million yen wall has increased to 106 million yen] Is it better to increase your annual income even if you pay social insurance premiums?
What is “social insurance dependent”?Dependency refers to receiving financial support from relatives or family members, and it is broadly defined as ``social insurance...
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in Finance / Tax, Economy[The 130 million yen wall has increased to 106 million yen] Is it better to increase your annual income even if you pay social insurance premiums?
What is “social insurance dependent”?Dependency refers to receiving financial support from relatives or family members, and it is broadly defined as ``social insurance...
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in Vehicle, Automobiles / motorcyclesMy car's license plate was stolen!How much does it cost to reissue?Please have it reissued with the same number...
Why are license plates essential for driving?License plates have the role of identifying the vehicle owner and vehicle identification.
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Following the fastest 50 goals in the Premier League... Haaland becomes the fastest and youngest player in CL history to reach 40 goals!
Manchester City's Norwegian forward Erling Haaland has set another new record...
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in Finance / Tax, EconomyIs it a thing of the past to receive a ``discarded lunch box'' when working part-time at a convenience store?Would there be a possibility of ``arrest'' in the worst case scenario?Take-out O…
Basically, it is no good to accept discarded lunch boxes!First of all, it is basically no good to receive a discarded bento at a convenience store.combination…
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If you want to get your money's worth with all-you-can-drink, should you drink beer?Also explains the cost of standard menu items
It's hard to make money with all-you-can-drink!In conclusion, it is very difficult to make money with all-you-can-drink. Also for “getting your money back”…
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in Finance / Tax, EconomyThe Prime Minister's annual income is "4000 million yen"!? How much tax and social insurance premiums are deducted? "46 yen" increase...
The annual income of the Prime Minister is approximately 4000 million yen.As of November 2022, the annual income of the Prime Minister is approximately 11 million yen.
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in Finance / Tax, EconomyMy father, who received a pension, passed away.What should I do?
First of all, procedures for pension suspension When a pension recipient dies, the first thing to do is to submit a ``Notification of Death of Beneficiary Entitled'' to the pension office. …
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in Finance / Tax, EconomyI was told that ``households exempt from resident tax are given preferential treatment.''Even if I work hard, I won't be able to make 100 million yen a year...
What is a resident tax exempt household?Resident tax-exempt households are households that are exempt from resident tax, in other words, they do not have to pay resident tax.
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in Finance / Tax, EconomyShould I use a washing machine if I live alone?How much does it cost to use a coin laundry?
Prices of washing machines The prices of washing machines vary depending on the type, such as vertical type or drum type.There are inexpensive vertical washing machines...
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in Finance / Tax, EconomyI have been hired and will be a new graduate next spring!Please tell me the average water bill for someone living alone!
Based on the household budget survey of the Statistics Bureau of the Ministry of Internal Affairs and Communications, the average water bill for households with single workers under the age of 34, from January 2023 to 1...
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in Finance / Tax, Economy[Simple question] How much will it cost to electricity if I leave the heating on for a week?
How to calculate heating electricity bill?First, let's understand how heating electricity bills are calculated.Not just for heating, but for home...
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in Ramen / Soba / Udon, 食I can't stop eating ramen for lunch every day.Do you have any health problems?
Comparing the cost of lunch on weekdays Many people choose to eat out for lunch during their lunch break at work.Eating out...
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in Ramen / Soba / Udon, 食I can't stop eating ramen for lunch every day.Do you have any health problems?
Comparing the cost of lunch on weekdays Many people choose to eat out for lunch during their lunch break at work.Eating out...
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in Ramen / Soba / Udon, 食I can't stop eating ramen for lunch every day.Do you have any health problems?
Comparing the cost of lunch on weekdays Many people choose to eat out for lunch during their lunch break at work.Eating out...
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in Ramen / Soba / Udon, 食I can't stop eating ramen for lunch every day.Do you have any health problems?
Comparing the cost of lunch on weekdays Many people choose to eat out for lunch during their lunch break at work.Eating out...
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in Ramen / Soba / Udon, 食I can't stop eating ramen for lunch every day.Do you have any health problems?
Comparing the cost of lunch on weekdays Many people choose to eat out for lunch during their lunch break at work.Eating out...
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in Finance / Tax, EconomyIt's my first time attending a wedding since I started working.The take-home pay is 16 yen, but the gift should be wrapped in 3 yen...
How much is the basic gift for a wedding?When thinking about how much it is appropriate to wrap wedding gifts, the first thing to consider is...
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in Finance / Tax, EconomyShould I voluntarily surrender my driver's license when I get older?Approximately 60% of returns are from people over 75 years old!Maintenance costs etc...
The number of voluntary returns of driver's licenses exceeded 4 in 40.According to the National Police Agency, the number of voluntary returns of driver's licenses in 4 was 44...
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in Finance / Tax, EconomyIs electricity bill higher in winter than in summer?What is a cost-effective heating appliance?
There are two types of heating equipment: There are two main types of heating equipment: convection heating and radiant heating.
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in Campaign gift points, life“Diet foods” have an expensive image and are unaffordable. How much difference does it make each month compared to "regular food"?
It is important to use "ingredients that do not make you fat" when dieting. When dieting, the ingredients you choose are important.intake…
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I'm going to take an LCC from Narita Airport to save money, but is it actually cheaper to take ANA or JAL from Haneda?
Is there a difference in ticket prices between Narita Airport and Haneda Airport?This time, we will be flying to Fukuoka Airlines, which has routes to both Narita Airport and Haneda Airport...
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in Finance / Tax, EconomyMy daughter, who is in the second year of middle school, has an allowance of 2 yen a month, but she has a friend who makes 3000 yen a month, so she asked me to raise her allowance.
The amount of allowances for junior high school students varies depending on the age of the head of the household, annual income, etc.The Financial Information Central Committee conducted a study on household budget...
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in Finance / Tax, EconomyI would like to lower my rent by even just 1000 yen.Please tell me some tips for negotiation.
It may be possible to negotiate the rent for a rental property.It may seem surprising, but it is sometimes possible to negotiate the rent for a rental property.
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in Finance / Tax, EconomyA friend of mine passionately says, ``Don't work for a company that has a fixed overtime system,'' but what is the reason?
Overview of the fixed overtime system The fixed overtime system is a system in which overtime pay for a certain number of hours is paid monthly as "fixed overtime pay."example…
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in Finance / Tax, Economy“Fixed overtime pay” is often seen in job offers.Why do companies introduce fixed overtime systems?
Fixed overtime pay simplifies payroll calculations The benefits for companies of implementing a fixed overtime system are that it simplifies payroll calculations...
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in Finance / Tax, EconomyA 60-year-old man is considering divorce at a mature age, taking advantage of his retirement age. Are there any precautions to take when getting divorced at a middle age?
Divorce involves property division If you are considering divorce, the first thing you cannot avoid is property division.Property division and...
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in Finance / Tax, EconomyI can't pay my employees' salaries...I would like to take out a business loan. Please tell me the points to consider when choosing one.
Point 1. Are interest rates low?When you get a loan, you have to pay a certain amount of interest on the amount borrowed.
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in Finance / Tax, EconomyWhat is the “true meaning” of end of life?Think about it before you start!
At what age should you start planning for the end of your life?As people reach the age of XNUMX, they often face illness and nursing care for their parents, or are asked by friends to take care of their parents.
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in Finance / Tax, EconomyIs this “exploitation”?What should you do if you fall into this situation?
What is rewarding exploitation? ``Rewarding exploitation'' is when a company takes advantage of the ``reward'' that workers feel and uses unfair work practices.
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in Finance / Tax, EconomyMy parents are considering IP phones because they think they'll be cheaper.I shouldn't be able to make an emergency call, is that okay?
Why can't I make an emergency call using an IP phone? You can make calls on an IP phone just like a regular phone, so why make an emergency call?
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in Finance / Tax, EconomyIsn't it a waste to "throw away your clothes"? I understand that it would be better to sell on "Mercari" etc., but it is a hassle...
Sell it on Mercari, auction sites, etc. with as little effort as possible.It's just that the taste and size don't suit...
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in Finance / Tax, EconomyIf I have 1000 million yen in savings, will I have no problem living in retirement even if I pay off the mortgage with my retirement funds?pension…
Regarding the amount of the old-age basic pension and old-age welfare pension, receiving retirement benefits means that you are working as a company employee...
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in Finance / Tax, EconomyWhat is the slightly minor “150 million yen annual income wall”?If it exceeds 1 yen, what kind of "loss" awaits you?
Six barriers to annual income The following six barriers to annual income are related to dependent care. __●Annual income 6 million yen●Annual income 6 million yen●Annual income 100...
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in Finance / Tax, EconomyI always change the water in the humidifier at work.It all adds up and it takes a lot of time...
Will I get paid for replacing the water in my humidifier?I will get paid more for replacing the water in my humidifier.
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in Finance / Tax, EconomyI always change the water in the humidifier at work.It all adds up and it takes a lot of time...
Will I get paid for replacing the water in my humidifier?I will get paid more for replacing the water in my humidifier.
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in Finance / Tax, EconomyMy mother, who is in her 60s, will become a Yakult Lady, but how much will she earn annually?“Sales job” after retirement...
How much does Yakult Lady earn annually?Many of the people who work as Yakult Ladies are not part-time workers, but rather work as ``individuals''.
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in Finance / Tax, EconomyMy father, who suffers from dementia, has offered to give me all of his savings of 200 million yen, but can I really accept it?
The act of receiving money for free from parents, which is likely to be legally acceptable, falls under the category of "gift."Legally speaking, a gift is an intention...
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in Finance / Tax, Economy[Don't be fooled by the starting salary of "30 yen"] What is the "trap" hidden in the notation?Explaining the points you should look at before joining the company!
Starting salary is expressed as an amount that includes basic salary and other allowances.The big hidden trap is that the definition of "starting salary" is...
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in Finance / Tax, EconomyI would like to take early retirement at the age of 50.Can you and your wife live on 2 million yen in savings?Pa…
What are the prerequisites?First of all, the prerequisites for this verification are as follows. __Husband: 50 years old (university graduate, office worker) Wife: 5 years old...
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in Finance / Tax, EconomyIt gets dry in winter, so a humidifier is essential! How much will the electricity bill cost if it runs for 8 hours at the same time as "heating"?
Electricity costs for heating an air conditioner First, let's take a look at the electricity costs for heating an air conditioner.Air conditioner...
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in Finance / Tax, EconomyIs it true that the hourly wage for office work in Tokyo is 1600 yen?I'm currently a full-time employee, but my take-home pay is 17 yen...
The difference in income between a full-time employee with a take-home pay of 17 yen and a temporary employee with an hourly wage of 1600 yen.In many cases, the total amount paid is recorded on the pay slip.
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in Finance / Tax, EconomyMy father paid back my scholarship of 500 million yen in one lump sum!Why is “gift tax” imposed on educational expenses?countermeasure…
The act of a parent repaying their child's scholarship in a lump sum falls under gift tax, and is subject to gift tax.
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in Smartphones and tablets, HobbiesWhen I kept my smartphone fully charged every day at work, I was scolded and told that it would be deducted from my paycheck.I pay for it even though I use it for work...
Charging a smartphone costs about 0.4 yen.The electricity cost to charge a smartphone varies depending on the model.
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in Finance / Tax, EconomyThe average bonus amount for winter 2023 is over 80 yen!How different are manufacturing and non-manufacturing industries?
Comparison of the bonus situation in the winter of 2023 and the same period of the previous year and the previous period According to the announcement by the Institute of Labor Administration, the bonus situation in the winter of 2023...
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How much money can you save in a year if you save money for one beer a day?What about low-malt beer?
According to the Retail Price Statistics Survey by the Statistics Bureau of the Ministry of Internal Affairs and Communications, if you save on one beer a day, you'll save 1 yen a year.
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in Medical / HealthWhat kind of job is it easy for new graduates or mid-career employees to aim for an annual income of 1000 million yen?
With an annual income of 1000 million yen, it is easy to aim for IT, medical care, law, business, or entrepreneurship!What kind of job should you actually aim for?
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in Finance / Tax, EconomyIs it risky to buy an apartment in Adachi Ward?I found a nice property, but I'm worried about water damage...
Are newly built apartments in Adachi Ward cheap?According to the official website of the Real Estate Economic Research Institute, Tokyo in October 2023...
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in Finance / Tax, EconomyIt seems that the average salary in 2022 has increased to 458 million yen, but was it still high during the bubble economy?
The average salary in 2022 is 458 million yen, according to the 4 Private Sector Salary Statistics Survey published by the National Tax Agency...
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in Finance / Tax, EconomyI found my employment insurance card, which I thought I had lost while cleaning.The number is different from my current employment insurance card, but I left it alone...
There is only one employment insurance number.The employment insurance insured number is an 1-digit number that is issued to you when you become insured under employment insurance.
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in Finance / Tax, EconomyI plan to be single for the rest of my life in my early 42s.My ideal future would be to buy an apartment and live with a cat, but my annual income is XNUMX...
Is it possible for a person in the early aughts who plans to be single for the rest of his life to buy an apartment with an annual income of 420 million yen?Generally, buyers of condominiums and detached houses have three...
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in Finance / Tax, EconomyHow much difference will it make in a year if gasoline costs are 4 yen cheaper?
A gas station retail price survey published by the Agency for Natural Resources and Energy shows that if you pay 4 yen less for gasoline, you save 1 yen in a year...
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in Finance / Tax, EconomyIs it a smart way to live a high school graduate and get a job at an IT company? What is the average annual salary for a high school graduate and an IT company?
Average annual income for high school graduates Based on the Ministry of Health, Labor and Welfare's ``Reiwa 4 Wage Structure Basic Statistical Survey'', the average annual income for high school graduates is summarized...
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in Finance / Tax, EconomyFound 300 million yen in savings in my mother's wardrobe with dementia!Is it NG to put it in your own account for management purposes? “Tax investigation…
The mother's savings in the drawer are not her mother's assets and money, and furthermore, her mother has dementia and is unable to make decisions...
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in Finance / Tax, EconomyI quit my job due to illness, and now my monthly income is 8 yen...My savings are about to run out, but I am on welfare...
Purpose of welfare and conditions for receiving welfare In conclusion, if you quit your job due to illness and your monthly income is 8 yen, you can receive welfare...
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in Finance / Tax, EconomyI quit my job due to illness, and now my monthly income is 8 yen...My savings are about to run out, but I am on welfare...
Purpose of welfare and conditions for receiving welfare In conclusion, if you quit your job due to illness and your monthly income is 8 yen, you can receive welfare...
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in Finance / Tax, EconomyIf a couple's monthly pension is 18 yen, how much should they earn each month after retirement?
How much does it cost for a married couple to live? First, how much does it cost for a typical married couple to live on a pension?
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in Finance / Tax, EconomyIf a couple's monthly pension is 18 yen, how much should they earn each month after retirement?
How much does it cost for a married couple to live? First, how much does it cost for a typical married couple to live on a pension?
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700 views
in Finance / Tax, Economy80km round trip commute! Which one costs less gas: a motorcycle or a car?
Gasoline cost when traveling 80km round trip by car First of all, the gas cost when driving 80km round trip by car...
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in Finance / Tax, Economy80km round trip commute! Which one costs less gas: a motorcycle or a car?
Gasoline cost when traveling 80km round trip by car First of all, the gas cost when driving 80km round trip by car...
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in Finance / Tax, EconomyMy father's will states that his second son will inherit all of his assets, but as the eldest son, I am not convinced.The contents...
What is a will? A will allows a decedent to freely leave their assets to their heirs or testators.Commonly used...
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in Finance / Tax, EconomyA grant to break down the annual income barrier has begun!
More than one tax barrier and social insurance barrier First, I will briefly explain the annual income barrier. “Annual income wall”...
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in Finance / Tax, EconomyIs Tama Art University the most expensive art university in Japan?Is it possible to reduce tuition fees at a national or public school?Also explains scholarships
Tama Art University has the highest tuition fee among Japanese art universities.Tama Art University...
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in Finance / Tax, EconomyAre you on the verge of poverty in old age? How many people in their 60s have 0 yen in savings in Japan?
``Percentage of savings of 60 yen'' and ``average amount of savings'' among people in their 0s, ``Public opinion survey on household financial behavior'' by the Financial Information Central Committee...
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in Finance / Tax, EconomyWhat is the annual income of the "semi-rich"?How many people are in Japan?
How many semi-rich people are there in Japan?According to materials published by Nomura Research Institute, Ltd., wealthy people have the following five...
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in Finance / Tax, EconomyWhat is the annual income of the "semi-rich"?How many people are in Japan?
How many semi-rich people are there in Japan?According to materials published by Nomura Research Institute, Ltd., wealthy people have the following five...
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in Finance / Tax, EconomyAmazing fact! You may benefit from receiving your pension early, even if you lower your monthly payment!
If you receive your pension early, the payment will be reduced according to the period.In principle, you are supposed to receive your pension from the age of 65.
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in Finance / Tax, EconomyThis is my third year with the company, but my basic salary has not increased from 3 yen.Deferring basic salary is not "illegal"...
Difference between base increase and regular salary increase When the base salary increases due to wage revision, base increase, abbreviated as "bare", is...
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in Finance / Tax, EconomyI am an office worker in my 50s and plan to live alone in a rented house after retirement...How much should I save by my 1s?
What is the average savings amount for people in their 50s and 60s?In order to live a worry-free retirement, it is important to save money from your working days...
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in Finance / Tax, EconomyDon't throw away your "insurance premium deduction certificate"!Is it possible to lose more than 3 yen in year-end adjustment?Income amount 4...
Let's take a look at how your taxes can be reduced depending on the types of insurance that can be deducted at the year-end adjustment and the amount of insurance premiums you paid.
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in Finance / Tax, EconomyDon't throw away your "insurance premium deduction certificate"!Is it possible to lose more than 3 yen in year-end adjustment?Income amount 4...
Let's take a look at how your taxes can be reduced depending on the types of insurance that can be deducted at the year-end adjustment and the amount of insurance premiums you paid.
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in Finance / Tax, EconomyIf both parents work and the annual household income is 700 million yen, what is the approximate amount for which the hometown tax will be fully deducted?
Basics of Hometown Tax Donation Hometown tax payment is, to put it simply, a way to pay taxes in advance and get something in return based on the amount...
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in Finance / Tax, EconomyI received a notification from the Japan Pension Service asking, ``Have you completed your notification?''I am a company employee and am enrolled in a pension, so there is no...
Why am I receiving a notification even though I work as an employee? A person who was an employee and paid welfare pension insurance premiums changed jobs...
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in Finance / Tax, EconomyMy monthly pension is 8 yen, but I can't find a job that allows me to commute to work...Can I receive welfare?
Can pensioners receive welfare benefits?According to the Ministry of Health, Labor and Welfare, the purpose of the welfare system is to provide support to people who are in poverty...
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in Finance / Tax, EconomyIs “tea making” a job?What are the two requests you get asked at work, “Is that your job?” and how to deal with them.
What should you do when you are asked to make tea?One of the common ``nameless chores'' at work is making tea. …
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in Finance / Tax, EconomyIs “tea making” a job?What are the two requests you get asked at work, “Is that your job?” and how to deal with them.
What should you do when you are asked to make tea?One of the common ``nameless chores'' at work is making tea. …
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in Finance / Tax, EconomyIs it wrong to say, “The higher your annual income, the more you can save?”The annual income of about 300 million yen and the average savings of about 600 million yen are surprising results
View by annual income | Average savings amount According to the Ministry of Internal Affairs and Communications Statistics Bureau's "Household Budget Survey Report (Savings and Debt Edition) 2022 (Reiwa 4)"...
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in Finance / Tax, EconomyThe couple will receive a combined monthly pension of 2 yen.Her husband earns ``20 yen a month'' from a part-time job...
How much living expenses does a couple need to live after the age of 65?I live on 2 yen, which is the sum of my pension and my husband's part-time job income...
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in Finance / Tax, EconomyI thought that there was no tuition fee for attending national universities because of the ``free university'' program. "Annual income is 500 million yen", but...
What is free university? Free university is implemented by the Ministry of Education, Culture, Sports, Science and Technology, and its official name is the "New Higher Education Study Support System."Support…
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in Finance / Tax, Economy``Are you neglecting your deposit?'' If there is no transaction for more than 10 years, the right to the money you deposited will be lost...
If you do not make transactions for more than 10 years, your deposits will become dormant!Money deposited in banks must be last withdrawn after January 2009, 1.
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in Finance / Tax, Economy``Are you neglecting your deposit?'' If there is no transaction for more than 10 years, the right to the money you deposited will be lost...
If you do not make transactions for more than 10 years, your deposits will become dormant!Money deposited in banks must be last withdrawn after January 2009, 1.
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in Finance / Tax, EconomyIt costs 1000 yen to bring a large suitcase on the Shinkansen!? How can you make it free?
How to avoid paying fees for carrying luggage When using the Tokaido, Sanyo, Kyushu, and Nishi-Kyushu Shinkansen, there are three sides (vertical…
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in Finance / Tax, EconomyIt costs 1000 yen to bring a large suitcase on the Shinkansen!? How can you make it free?
How to avoid paying fees for carrying luggage When using the Tokaido, Sanyo, Kyushu, and Nishi-Kyushu Shinkansen, there are three sides (vertical…
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in Finance / Tax, EconomyWhat kind of impact does the "post retirement system" introduced for civil servants have on salaries?Retirement benefits can't be negative...
What kind of system is the executive retirement system?Some private companies have introduced retirement age systems for employees in their 50s, but...
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in Finance / Tax, EconomyAre you exercising?Get more exercise by taking advantage of medical expense deductions!
Many people lack exercise.According to documents released by the Ministry of Health, Labor and Welfare in the past, 5 people in Japan each year due to lack of exercise...
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in Finance / Tax, EconomyWhat will happen to your utility bills as prices continue to soar? How much will your electricity bill and gas bill be as of November 2023?
Electricity and gas charges as of November 2023 Electricity charges are provided by "TEPCO Energy Partner Co., Ltd." Gas charges are provided by "Tokyo...
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in Finance / Tax, EconomyIf gasoline costs are high, should you choose a diesel car?Explanation of how much the fuel type actually differs
Generally speaking, diesel is cheaper than regular gasoline.Gasoline prices are affected by the price of crude oil and the world situation.
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in Finance / Tax, EconomyWhat is the average annual income and median income in Japan? How different is it from 10 years ago?
What is the difference between average and median annual income?When checking the average annual income of Japanese people, you should also understand the ``middle...
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in Finance / Tax, EconomyThere were many relatives, and the total gift amount exceeded 110 million yen. It's "less than 1 yen" per person...
As a general rule, gifts for marriage are not subject to gift tax. There are two methods of calculating gift tax: calendar year taxation and inheritance taxation, and there are certain...
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in Finance / Tax, EconomyIs it true that you can only receive a few thousand yen from the "Pensioner Support Benefit"? Living with just a pension of 6 yen a month...
Overview of Pensioner Support Benefits Pensioner Support Benefits support people whose public pension or other income is below a certain standard.
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in Finance / Tax, EconomyMy husband is a germophobe and washes his hands 1 times a day...how much does the water bill cost?
According to the Tokyo Metropolitan Bureau of Waterworks, if you leave the water running for one minute while washing your hands, you will use approximately 1 liters of water...
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in Finance / Tax, EconomyWhat is the ideal "savings amount" for an annual income of 600 million yen?How much does everyone save?
What is the average savings for a household with an annual income of 600 million yen?Based on the survey results published by the Financial Information Central Committee, the annual income is between 500 and 75...
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in Finance / Tax, EconomyWhat is the importance of building rapport in business?
The importance of building rapport in business Building rapport (a relationship of trust and goodwill) is very important in business...
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in Finance / Tax, EconomyThe vending machine is broken and you can't get change! I put a 1000 yen bill in it, but I have no choice but to give up?What should I do?
What is the reason why the vending machine does not give change?The most common reason why a vending machine doesn't give you change is because the machine...
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in Finance / Tax, EconomyMy retirement allowance is 1600 million yen, and my mortgage is fully paid off.After that, I live only on my monthly pension of 11 yen...
The average expenditure for a single elderly person is approximately 15 yen.According to a household survey conducted by the Ministry of Internal Affairs and Communications in 2022, the average expenditure for a single elderly person aged 65 or older is approximately XNUMX yen.
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in COVID-19Is it true that the number of coronavirus cases at work is increasing, but support has been reviewed since October? "Treatment costs...
The new coronavirus has been moved from Category 2 to Category 5. Under the Infectious Disease Control Act, the infectious disease's infectivity and severity at the time of infection are comprehensively judged...
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in COVID-19Is it true that the number of coronavirus cases at work is increasing, but support has been reviewed since October? "Treatment costs...
The new coronavirus has been moved from Category 2 to Category 5. Under the Infectious Disease Control Act, the infectious disease's infectivity and severity at the time of infection are comprehensively judged...
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in COVID-19Is it true that the number of coronavirus cases at work is increasing, but support has been reviewed since October? "Treatment costs...
The new coronavirus has been moved from Category 2 to Category 5. Under the Infectious Disease Control Act, the infectious disease's infectivity and severity at the time of infection are comprehensively judged...
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in Finance / Tax, EconomyIf the pension amount is 1 yen per month, how much will the standard of living change between "Kanto" and "Kansai"?
In the broad division of "Kanto and Kansai", there is no big difference in expenditure or standard of living.
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in Finance / Tax, EconomyAt the age of 50, the savings of 2 million yen for a couple is not much, right? How much should I save from now on to prevent "bankruptcy in old age"?
Is 50 million yen a small amount of savings for a couple in their 200s?According to a survey by the Financial Information Central Committee, the savings of households in their 4s in fiscal 50...
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in Finance / Tax, Economy``Tires falling off'' is not limited to large vehicles!? Before changing to winter tires, check the ``signs of falling tires'' and ``preventing them...''
Why do tires fall off?There can be multiple reasons for a tire to fall off.We will introduce some representative ones.Wheel…
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in Finance / Tax, Economy``Tires falling off'' is not limited to large vehicles!? Before changing to winter tires, check the ``signs of falling tires'' and ``preventing them...''
Why do tires fall off?There can be multiple reasons for a tire to fall off.We will introduce some representative ones.Wheel…
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in life, Child-rearingWe compared the ``average savings'' of people in their 50s who have settled down to raising children with those in their 40s!How much money do you need to prepare for retirement?
How does the average amount of savings for people in their 50s compare to people in their 40s?Based on a public opinion poll published by the Financial Public Relations Central Committee, 40-year-olds and 5-year-olds...
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in life, Child-rearingWe compared the ``average savings'' of people in their 50s who have settled down to raising children with those in their 40s!How much money do you need to prepare for retirement?
How does the average amount of savings for people in their 50s compare to people in their 40s?Based on a public opinion poll published by the Financial Public Relations Central Committee, 40-year-olds and 5-year-olds...
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in Finance / Tax, EconomyHer husband died while she was deferring her pension of 20 yen a month.What happens to unpaid pensions?His wife said, ``I...
If you die while your pension is being deferred, you can receive your pension deferred in principle from the age of 65 to after the age of 66.
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in Finance / Tax, EconomyIt seems that my elderly parents received a product that appears to be the ``mail-on-delivery'' method that has become a hot topic recently.How should I deal with it...
If you are unilaterally sent a product that you have not ordered or contracted for, you can immediately dispose of it!Regarding the revision of the Specified Commercial Transactions Act in 3...
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in Finance / Tax, Economy[Children's lessons] What can I do to keep costs down and keep them going?
Average cost of lessons R&C Co., Ltd. (Minato-ku, Tokyo) announced in May 2023 that parents of 5-year-olds to high school students taking lessons will...
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in Finance / Tax, EconomyI want to sell gold coins while the price is high.Is it true that I have to pay taxes?
Will I be taxed if I sell gold coins?If you sell gold coins and make a profit, you will have to pay taxes.The National Tax Agency's "N...
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in Finance / Tax, EconomyMy father says, ``Invest your retirement money.''To be on the safe side, how much should I keep at least in savings?
The father of the investment consultant, who was thinking about future living expenses, had never invested, and his retirement funds were public pensions and company pensions.
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in Finance / Tax, EconomyHow to calculate taxes when receiving stock dividends, etc.
Taxation method for dividend income The taxation method for dividend income from listed stocks, etc. is, in principle, comprehensive taxation.Listed stocks etc...
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in Finance / Tax, Economy[FP Commentary] “Annual income wall” needs to be viewed as a work style problem in life!
According to documents from the Ministry of Health, Labor and Welfare, the review of the annual income barrier is based on the idea of a society in which all citizens are actively engaged...
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in Finance / Tax, Economy[FP Commentary] Is the question of which is more tax-friendly, personal pension insurance or NISA, actually meaningless?
This is a consultation from a 55-year-old husband, a 51-year-old wife, and a couple with no children about which is better for tax savings: individual pension insurance or NISA. …
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in Finance / Tax, Economy“Gasoline subsidy system” ends at the end of December 5!What should you do to save money on gas?
Average fuel efficiency for gasoline passenger cars To be conscious of eco-driving, it is important to first know about the fuel efficiency of cars.Fuel efficiency...
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in Finance / Tax, EconomyThere are two types of confusing “My Number Card updates”!Explanation of what to check when the blue envelope arrives
There are two types of renewals for your My Number Card.For those who need to renew their My Number Card, they will receive a gift card in a blue envelope two to three months before the expiry date.
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in Finance / Tax, Economy“Housewife pension” abolished!? What will be the “copayment amount” if you pay the insurance premium yourself?Also explains the background of the discussion
In the first place, what is a housewife pension?A housewife pension refers to the national pension for category 3 insured persons.A long time ago, the majority of category 3 insured persons were housewives...
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in Finance / Tax, Economy“Housewife pension” abolished!? What will be the “copayment amount” if you pay the insurance premium yourself?Also explains the background of the discussion
In the first place, what is a housewife pension?A housewife pension refers to the national pension for category 3 insured persons.A long time ago, the majority of category 3 insured persons were housewives...
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in Finance / Tax, EconomyI accidentally lost my wallet!What priority should I take?
What is the order of things to do if you lose your wallet?If you lose your wallet, first look for a familiar place. …
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in Finance / Tax, Economy[Kerosene is expensive again this year!?] Let's check before midwinter hits!How can I save money on heating and hot water?
According to the latest kerosene price survey published by the Agency for Natural Resources and Energy, as of October 2023, 10...
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in Finance / Tax, EconomyI see posters of "Around the World" in bars, but are they good value for money?It's cheap and "100 million yen"...
Is it true that a 100 million yen cruise around the world? I see posters saying things like ``A cruise around the world costs 100 million yen''...
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in Finance / Tax, EconomyMy husband, who has an annual income of 500 million yen, says he will quit his job and become a ``ramen shop''.She also has 200 million yen in savings...
What you need to know from a risk management perspective The biggest impact of quitting your job is on social insurance.here…
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in Finance / Tax, EconomyAt work, I am being "excluded from sweets" by my seniors.Won't this amount to power harassment?Until then...
First of all, what does "taking out sweets" mean? ``Sweet removal'' refers to the act of removing only certain people when handing out sweets at the workplace.
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in Finance / Tax, EconomyIs an annual income of 28 million yen low for a 400-year-old?I'm looking for a marriage, but I'm not able to get a good relationship because of the strange reactions...
Is an annual income of 28 million yen low on average for a 400-year-old?Generally, annual income increases with age, so 10 times your age...
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in Finance / Tax, EconomyAfter the age of 60, you become a dependent and make a living from your part-time income + pension.If the pension amount is 8 yen per month, part-time income...
You may be surprised that you can receive a pension even if you work part-time and receive a pension, but you may be surprised to know that you can receive a pension while working.
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in Finance / Tax, EconomyAt your workplace, overtime is supposed to be within the "deemed overtime" hours, but isn't 30 hours a month a lot?
What is deemed overtime? Deemed overtime is a system in which an employee's salary is calculated based on overtime pay for a certain number of hours in advance.
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in Finance / Tax, EconomyMy pension is about 9 yen a month, and I'm worried about my retirement.If this continues, will we be heading straight for bankruptcy in old age?copper…
The average monthly expenditure for a single unemployed household aged 65 or older is approximately 15 yen, according to a household budget survey conducted by the Ministry of Internal Affairs and Communications in 5495.
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in Finance / Tax, EconomyI recently started working part-time and must have worked ``7 yen'', but my take-home pay is low...This is not a ``miscalculation''...
How is withholding income tax determined?How is the amount of income tax deducted from salary calculated?Tax withholding…
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in Campaign gift points, lifeEvery time my grandchildren come over, they ask me to buy them sweets, and I spend about 1 yen a month.Sweets that you can save even a little bit...
Tips for enjoying sweets while saving money Even when you're saving money, you still want to eat sweets, and when your grandchildren come to visit,...
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in Finance / Tax, EconomyA fixed tax reduction of 2024 yen will start in 4!? However, those who have a mortgage deduction will see their refund reduced by more than 3 yen...
What is a fixed amount tax reduction? A fixed amount tax reduction is a tax reduction method that reduces taxes by a fixed amount per taxpayer.With this fixed amount tax reduction, per person...
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in Cashless credit card, lifeYou can easily manage your household account book using a credit card!? What is the household account book app that works with your credit card?
The percentage of people using household account book apps is approximately 17%.Asmark Co., Ltd. (Shibuya-ku, Tokyo) reported in December 2018 that...
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in Cashless credit card, lifeYou can easily manage your household account book using a credit card!? What is the household account book app that works with your credit card?
The percentage of people using household account book apps is approximately 17%.Asmark Co., Ltd. (Shibuya-ku, Tokyo) reported in December 2018 that...
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700 views
in Finance / Tax, EconomyI heard that a couple needs 2 yen a month after retirement.What is the breakdown of living expenses?
The average monthly living expenses after retirement is 23 yen, according to the Life Insurance Culture Center's "2000 (Reiwa 2022)...
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in Finance / Tax, EconomyExpenses increase by 5 yen when both parents work!? What is the trick to not loosening the purse strings?
Expenses increase by approximately 2 yen if both parents work and have two children How much will household expenses increase if both parents work? 5…
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in Finance / Tax, EconomyI'm single, but is it embarrassing to use the children's cafeteria?My parents told me that I would be in trouble if word got out...
What is Children's Diner?How many children's cafeterias are there in the country? Children's cafeterias are sponsored by local residents and volunteer groups, and provide food for children.
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in Finance / Tax, EconomyWill the insurance company pay compensation for damages of "over 1 million yen" for Ikebukuro runaway accident?Also explains the actual situation of elderly people returning their licenses.
Main types and details of car insurance Regarding the Ikebukuro runaway accident that occurred in 2019, the Tokyo District Court ruled that Kozo Iizuka and his insurance...
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The true feelings of parents who want their child to become a doctor: ``I want a job that involves human life'' ``It's a job I can be proud of'' What I'm worried about is studying...
What image do you have when you hear the word "medical school"?60 men and women under the age of 636 with children nationwide...
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in Finance / Tax, EconomyIs it true that Tokugawa Ieyasu only ate barley rice? Explaining the difference from “white rice” and the cost difference
Frugal and health fanatic?Why Tokugawa Ieyasu ate only barley rice In the early Edo period, when Tokugawa Ieyasu was active, the staple food was brown rice...
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in Training diet, HobbiesI want to save money while going on a diet!Which is better: chicken breast or protein?
If you want to get 1 grams of protein a day from chicken breasts, let's first look at the cost of chicken breasts.The Ministry of Internal Affairs and Communications has announced...
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in Training diet, HobbiesI want to save money while going on a diet!Which is better: chicken breast or protein?
If you want to get 1 grams of protein a day from chicken breasts, let's first look at the cost of chicken breasts.The Ministry of Internal Affairs and Communications has announced...
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500 views
in Finance / Tax, EconomyWith a take-home pay of 17 yen, Uniqlo clothes are already expensive.What is the average cost for clothes?
Price range for UNIQLO clothing Prices for UNIQLO clothing vary depending on the item and material.Ladies and men…
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700 views
in Finance / Tax, EconomyI took a taxi, but all I had was a 1 yen bill!Is paying with XNUMX bills considered a violation of etiquette?Refused to ride...
Reasons why people dislike paying with 1 yen bills Many taxi drivers dislike paying with 1 yen bills.In case…
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in Finance / Tax, EconomyI ended up staying in the hospital for three months due to my injury...Even if I used the high-cost medical care system, the cost of food alone would be over 3 yen...
What is the High-Cost Medical Expenses System? The High-Cost Medical Expenses System is a system that reduces the burden of high medical expenses.Self-inflicted liability depending on age and income status...