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in Finance / Tax, EconomyHow much is the monthly cost of "air conditioner heating" and "oil fan heater" different?If the room is large, there is an air conditioner...
Monthly cost of air conditioner and kerosene fan heater Monthly cost of air conditioner and kerosene fan heater is as follows...
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in Finance / Tax, Economy[Is that true!?] 5 things your company will tell you when you apply for paid leave
Do I need permission from my company to take paid leave?Taking paid leave is a worker's right, and if certain requirements are met...
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in Finance / Tax, EconomyI want to know!The high-cost medical expenses system is a very reliable system.
Co-payment limit for the High-Cost Medical Care Expenses System The Co-payment limit for the High-Cost Medical Expenses System for one month (from the 1st to the last day of each month) exceeds the maximum amount...
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in Finance / Tax, EconomyAchieved 10 yen by saving up coins! Is there a way to exchange money “for free”?
There is a fee for exchanging small change!When exchanging the small change you have diligently saved up, some financial institutions may charge a fee.
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in Finance / Tax, EconomyI bring a water bottle to work.I think it will save money, but I'm worried about hygiene because the bottom can't be washed...
Saving Effects of Bringing a Water Bottle If you work at a company for 20 days a month, how much can you save by using a 1 liter water bottle?
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in Finance / Tax, EconomyIt's not time to shy away because you're already in your 50s...Why you should do the last spurt of asset building with iDeCo
The new NISA starting in 2024 is attracting attention, but if you are building assets for retirement, forget about iDeCo...
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in Finance / Tax, EconomyI was told that I was fired for being late repeatedly, but can a company fire an employee in the first place?
In what cases can a company fire an employee?Workers who are fired from a company will have difficulty making a living, so the Labor Standards Act...
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in Finance / Tax, EconomyI was planning to work hard as a sales person, but I was assigned to an administrative department.How much of a difference does lifetime income make?
Doda, a job information and job change site with average lifetime annual income by job type, offers d...
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in Finance / Tax, EconomyWhat are the benefits of having multiple accounts?Isn't it just that managing your money becomes a hassle?
Benefits of having multiple bank accounts There are several benefits to having multiple bank accounts.In the meantime...
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in Finance / Tax, EconomyIt's cold and I end up using the air conditioner for heating a lot, but how can I save money on air conditioning heating costs?
Japan Trend Research (NEXER Co., Ltd.) and Denzai Net may need to take measures to save energy on heating bills in 2023...
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in Finance / Tax, EconomyCan RIZAP, the popular convenience store gym “chocoZAP”, return to being a star stock on the stock market?
Recently, more and more of my close friends are going to ``chocoZAP''. “chocoZAP” is RIZA…
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in Finance / Tax, EconomyA thorough explanation of the latest trends in hometown tax payments!"Return gift list" that will be delivered by the end of the year, just in time [with table]
The number of users of the hometown tax donation program continues to grow, with approximately 2022 million users in 890 (an increase of approximately 150 million compared to the previous year).Actual burden...
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900 views
in Finance / Tax, EconomyAn incident that ``could happen to anyone'' that made my mother-in-law stop cursing because she didn't like her choice of ``childless''
<Synopsis of Part 50> Shiori, a head nurse who turns XNUMX this year, is forced to meet her mother-in-law, Kazu...
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in Finance / Tax, EconomyDue to some circumstances, I have to resign before the winter bonus payment date.Will I not receive a bonus?
Bonuses are determined by work regulationsBonuses are generally paid twice or three times a year, depending on the company's performance...
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in Finance / Tax, EconomyDue to some circumstances, I have to resign before the winter bonus payment date.Will I not receive a bonus?
Bonuses are determined by work regulationsBonuses are generally paid twice or three times a year, depending on the company's performance...
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in Finance / Tax, EconomyAfter all, ``kotatsu'' is the best way to warm up in winter!How much does a kotatsu's electricity bill cost?
Comparison of the power consumption of a kotatsu and other heating appliances The power consumption of a typical kotatsu is around 300 to 600W. 1-2 people...
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in Finance / Tax, EconomyWhat is a life insurance trust?Explanation of precautions for use
What is a life insurance trust? A life insurance trust is a contract for life insurance with a trust bank etc. as the beneficiary (trustee) of the insurance proceeds, and...
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in Finance / Tax, EconomyI want to save money, but it seems like it will exceed 100 million yen, but I can't. What should I do to save up to my goal of 500 million yen?
The first thing you should do to save money When you decide to save money, the first thing you should do is clarify the goal, purpose, and deadline for saving...
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in Finance / Tax, EconomyWhat is the "average amount of savings" for people in their 30s to 50s?Is it the husband who has the power to make decisions about household finances?Or his wife?
What is the average savings amount for households with two or more people in their 30s to 50s?According to the Financial Information Central Committee's "Shiruport", 30 to 5...
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in Finance / Tax, EconomyEvery day I eat dinner with ``supermarket side dishes.'' How much can I save per month by cooking my own meals?
Average food cost for self-catering When some people hear the idea of self-catering, they may imagine that they can save money on food.Go…
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in Finance / Tax, EconomyI don't have any intention of living long, so I have zero savings.Can you survive old age if you live alone with a monthly pension of 10 yen?
Can you live on your pension alone?Money needed after retirement Amidst the problem of lack of pensions, it is necessary to cover life in retirement only with pensions...
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in Finance / Tax, EconomyI often hear about the ``2000 million yen retirement problem.''Actually, what is the breakdown and what kind of demographics are you aiming for?
What is the 2000 million yen problem in retirement?The demographics of the model case and their actual situation The term ``2000 million yen problem in retirement'' has spread...
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in Finance / Tax, EconomyI often hear about the ``2000 million yen retirement problem.''Actually, what is the breakdown and what kind of demographics are you aiming for?
What is the 2000 million yen problem in retirement?The demographics of the model case and their actual situation The term ``2000 million yen problem in retirement'' has spread...
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in Finance / Tax, EconomyWhen I bought earrings from a luxury brand on a flea market app, I received an empty box...Please refund me...
Steps to get a refund with a flea market app The method of getting a refund varies depending on the flea market app, but here we will explain how to get a refund in Japan...
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in Finance / Tax, EconomyThis is my first year as a member of society.I don't have any savings due to weekly drinking parties, but I'll get a raise in my second year, so it's not a problem, right?
The number of times that working people participate in drinking parties is about 17 times a year.R&C estimates that in 2023, working people across the country (men and women in their 20s to 50s, 10...
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in Finance / Tax, EconomyWhen I went to have lunch at a store that accepts credit cards, I was told that they do not accept credit cards for lunch.is this…
Reasons why restaurants refuse to accept credit card payments at lunchtime Restaurants refuse to accept credit card payments at lunchtime...
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in Finance / Tax, EconomyDifferences in the definition of "workplace communication" between Generation Z and parents' generation: Tips to avoid changing jobs within 3 years
Don't Generation Z think drinking communication is necessary?Conversations in the workplace that can cause dissatisfaction during training In recent years...
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in Finance / Tax, Economy“Cashless” tax payment training session for financial institution staff [Saga Prefecture]
A training session was held for employees of financial institutions to promote cashless tax payments.child…
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in Finance / Tax, EconomyThree differences between people who save money and people who lose money, as seen by a former bank employee.What is the wealthy class?
On November 2023, 11, the Ministry of Economy, Trade and Industry announced that it would not request electricity conservation this winter.However, it's cold...
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in Finance / Tax, EconomyA typographical error in the "notice of personal interview" sent from the school has become a hot topic...
A typographical error in the personal interview notice sent by my son's school has become a hot topic on X.I posted...
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in Finance / Tax, EconomyThe smartphone market continues to shrink... Why Murata Manufacturing is struggling even with good financials
Murata Manufacturing's stock price is not looking good. The downward trend has continued since the high price in January 2021, and the 1 announced in April of the following year...
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in Finance / Tax, EconomyIf you want to easily take vitamins, which is better: supplements or fruits?
Vitamin intake from fruitsFruits are one of the foods that contain a lot of vitamins.Included by type...
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in Finance / Tax, EconomyJR Kyushu president: ``Is 200 billion yen in tax for dozens of passengers worth it?'' Questions about Hisatsu Line restoration
The national government and JR Kyushu will be responsible for the approximately 2020 billion yen in restoration costs required to restart the entire JR Hisatsu Line, which was damaged by the heavy rains in Kumamoto in 235.
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in Finance / Tax, EconomyColleagues arrive at the office at the last minute and start preparing from the start time.Is this possible?
What is the definition of working hours?According to the Ministry of Health, Labor and Welfare, there is an upper limit on the number of hours a worker can work in a day, and the upper limit is...
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in Finance / Tax, EconomyI can't relax during my lunch break at work, so I want to go home early.Is it possible to talk to my boss? …
Even if you feel that breaks are not meaningful, how do you spend your breaks at work?During the day...
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in Finance / Tax, Economy``Just looking at it makes me feel good...'' A former rescue cat sleeps with a smile, 1 likes for her amazing beauty
Introducing pet insurance A cat sleeping with a smile on his face is attracting attention on X (formerly Twitter)...
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in Finance / Tax, EconomyIt's an old apartment, so the tap water smells a little rusty.I'm drinking normally because I want to save money, but I got sick...
Reasons why tap water smells rusty If the tap water smells rusty and comes out brown or reddish, it is because the rust in the water pipes has flaked off.
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in Finance / Tax, EconomyWhat is the difference in electricity cost for hair dryer per month between bob and long hair?Shampoo treatment...
The length of time people with long hair and long hair use hair dryers and their monthly electricity costs, as published in Hair Care Talk, 1...
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in Finance / Tax, EconomyWhat are the two investments you should not make with the new NISA? Explaining how to choose an investment that suits your personality
There are only a few days left until the new NISA starts.In the previous article, the difference between online securities and face-to-face securities ([New NISA] Internet securities vs...
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in Finance / Tax, EconomyIf you live alone, your nutrition will be unbalanced, so you want to incorporate “salad”…!Dressing can be purchased in a bottle or used only once...
Compare the prices of dressings you want to use on vegetables Dressing is essential to enjoying a salad.Wash the vegetables...
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in Finance / Tax, EconomyHow much would it cost to get gas if I commuted 20km one way to school every day on a moped?
How much does it cost to get gas to commute 20km one way to school on a moped?Five days a week, I drive a 5km round trip each way on a moped...
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in Finance / Tax, EconomyI am currently in my 50s and have no grandchildren.If I have grandchildren in the future, how much should I prepare for their expenses?
The average amount of money spent on grandchildren is over 1 yen per year Sony Life Insurance Co., Ltd. conducted a study in July 10 titled "Senior Living...
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in Finance / Tax, EconomyDo housewives really not pay pensions?What happens when you get old?
National pension insurance premiums for full-time housewives are paid by welfare pensions and mutual aid associations.Japan's public pension system has a special feature called ``universal pension''.
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in Finance / Tax, EconomySince I started living alone, I have fewer opportunities to eat vegetables...!Frozen foods and vegetable juices that are easy to consume are...
List of prices for frozen vegetable foods Here we will introduce frozen vegetables sold at convenience stores.Sold at convenience stores...
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in Finance / Tax, Economy“Structured bonds” are still being sold. What is the “sales attitude” that the Financial Services Agency views as problematic?
Structured bonds have had their sales suspended one after another due to frequent problems.Sales amount peaked in the second half of 2020 (1 trillion yen) and has declined...
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in Finance / Tax, EconomyI am currently in my 50s and have no grandchildren.If I have grandchildren in the future, how much should I prepare for their expenses?
The average amount of money spent on grandchildren is over 1 yen per year Sony Life Insurance Co., Ltd. conducted a study in July 10 titled "Senior Living...
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in Finance / Tax, EconomyInvest in stocks with confidence ~ Significantly reduce risk
We have talked about how to reduce anxiety about stock investment three times so far, ``Helpful with NISA and defined contribution pension...
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in Finance / Tax, Economy"Tax saving scheme" for dividends and capital gains blocked by the reform What is the borderline of the amount of income that separates profit and loss?
The number of people who invest with the slogan "from savings to investment" has increased, but in reality, due to tax reform, tax-saving benefits that were previously available...
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in Finance / Tax, EconomyHis annual income will no longer increase...The ``disastrous end'' of a middle-aged and elderly man who ``spent a lot of money'' to keep his younger wife
Kenji Mizuhara (pseudonym, hereinafter the same) is a 45-year-old German sales manager at a major company in Tokyo with an annual income of 1500 million yen.
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in Finance / Tax, EconomyAn unpopular 45-year-old man uses his annual income of 1500 million yen as a weapon to achieve an "age difference marriage"...a "serious problem" that he noticed after 5 years
A 1500-year-old man with an annual income of 45 million yen, who was devoted to work, started wanting to get married!Kenji Mizuhara (pseudonym, hereinafter the same) lives in Tokyo...
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in Finance / Tax, Economy[Housewife in her 50s] For part-time work, which is better: 6-hour work or 4-hour work?
[Housewife in her 50s] Advantages and disadvantages of working 6 hours part-time Here, housewives in their 50s are more likely to work part-time...
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in Finance / Tax, EconomyWhat are the stock price trends of the seven companies that have changed the content of shareholder benefits?Companies that have expanded and introduced it are on the rise!
Following the announcement of financial results from late October to early November, a number of companies abolished shareholder benefits, but...
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in Finance / Tax, EconomyIs there a reason why paintings are displayed in hospitals other than healing? What does it mean to save money on art?
Artworks such as paintings are subject to expenses.Due to the 2015 tax reform, artworks can now be recorded as depreciable assets.
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in Finance / Tax, EconomyI'm a man in my 20s and want to get married in the future!How much money should I save before getting married?
The average total cost of marriage is 371 yen According to Recruit Co., Ltd. (Chiyoda-ku, Tokyo)'s "Zexy Marriage...
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in Finance / Tax, EconomyI want to buy a “drum type washing machine” with a bonus!Is it true that there are cases where you can't install it even if you buy it?note…
What are the cases when it is not possible to install a drum-type washing machine?When installing a drum-type washing machine, a common problem is that the faucet is not in the correct position...
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in Finance / Tax, Economy[Overtime in the bathroom] I had to stay in the bathroom for about 30 minutes because of stomach pain.Should I work overtime for 30 minutes in this case?
Am I allowed to take a 30 minute bathroom break?As a general rule, companies are required to pay workers for the time they are not working...
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in Finance / Tax, Economy``Permanent hair removal'' is trending in the streets.We compared the lifetime costs of continuing to shave normally.
How much does "permanent hair removal" and "self-treatment" cost for a lifetime?Your beard will continue to grow, so you will need to take care of it throughout your life.
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in Finance / Tax, EconomyMy dream of living together!How do couples around the world divide living expenses?
4 ways to divide living expenses for couples living together The method of dividing living expenses differs from couple to couple.here…
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in Finance / Tax, EconomyMy dream of living together!How do couples around the world divide living expenses?
4 ways to divide living expenses for couples living together The method of dividing living expenses differs from couple to couple.here…
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in Finance / Tax, EconomyIs the temperature difference between the bath and changing room bad for the heart?How much will my electricity bill increase if I install heating in the dressing room?
Is the temperature difference between the bath and changing room bad for the heart?Even if we say that the difference in temperature between the bath and changing room is bad for the heart, how careful should we be...
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in Finance / Tax, EconomyI am an indie band member while working at a company.If I have live sales, will it be treated as a side job?
When do you need to file a tax return if you have income?Even if it is income from a side job, when is it necessary to file a tax return?
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in Finance / Tax, EconomyHer parents passed away, leaving behind a large amount of debt.I have two sons, my younger brother and I, and as the eldest son, I have to repay the debt...
As a general rule, parents' debts are subject to inheritance, and as long as the parents are alive, they are obligated to repay them, so the eldest son or second son will take over the debt.
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in Finance / Tax, EconomyDue to a temporary increase in shifts, this year's part-time income is likely to exceed 130 million yen.Can I remain a dependent?
What is the “annual income wall”?There are various ways of working with different standards for taxes and social insurance, but working within the scope of spousal support...
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in Finance / Tax, EconomyShareholder benefits and dividends too!2 Greedy Brands for December that are Twice Delicious in One Grain
It's finally the end of the year.When I think of December when I'm investing in stocks, I think of the rights day of my favorite shareholder benefit company...
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in Finance / Tax, EconomyIt would be a waste not to pay hometown tax.If you receive daily necessities, you can save money and reduce taxes at the same time.
As the end of the year approaches, the number of users of hometown tax donations increases.Ministry of Internal Affairs and Communications' “Results of the current situation regarding hometown tax payment (Reiwa...
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in Finance / Tax, Economy[Driving license] When I got my MT, I was told, ``AT is cheaper, so it's a waste of money!'' MT car...
MT/AT acquisition status and cost First, let's look at the data on MT and AT licenses.License acquisition status Sony…
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in Finance / Tax, EconomyMy daughter had to repeat a year at university because she worked too many part-time jobs.Is there any way for her daughter to raise the money herself?
The average annual tuition fee is approximately 1 to 53 yen.According to the Ministry of Education, Culture, Sports, Science and Technology, the annual tuition fee for national universities is 93 yen, and for private...
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in Finance / Tax, EconomyI enjoy applying for sweepstakes and have won quite a few prizes.Is it “tax-free” like the lottery?
When are prizes taxed? Prizes are treated as temporary income.Taxable income for temporary income is ``(amount won in sweepstakes -...
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in Finance / Tax, EconomyMy husband wants me to iron his Y-shirt, but I don't have time...How much does it cost to clean...
Fees for sending your Y-shirt for cleaning There are two types of cleaning: home delivery and drop-in.that…
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in Finance / Tax, EconomyAlthough we are a married couple, my wife is in charge of managing the accounts.To be honest, I would like to spend the money I earn myself, but the majority...
There are 5 main ways to manage household finances for dual-income couples.Referring to a survey conducted by Zexy, there are 5 main ways to manage household finances for dual-income couples...
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in Finance / Tax, EconomyIf a person receiving survivor's pension or disability pension dies, will the surviving family receive nothing?
The surviving family of a recipient of a survivor's pension or disability pension can claim the unpaid portion of the pension When a recipient of a survivor's pension or disability pension dies...
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in Finance / Tax, EconomyTwo real estate companies ranked in December dividend yield ranking
With the new NISA coming next year, it seems that stocks aiming for income gains with high yields are also attracting attention.High dividend...
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in Finance / Tax, Economy"Hometown Tax" approaching XNUMX trillion yen - Has competition changed?Review of rules (Miyagi)
There is only one month left this year.December is said to be the month with the highest number of applications for hometown tax payments.first…
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in Finance / Tax, Economy6 things that will make you miss Japan while studying abroad in America!
[LIMO/U23 Editorial Department] From soft tissue to thinly sliced meat, there are many things that are difficult to obtain in the United States...
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in Finance / Tax, EconomyThe ``retirement benefit system'' that was in place when I joined the company was abolished before I knew it.Isn't this unfair...
How many companies have retirement benefits? As of 2023, how many companies have retirement benefit plans? …
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in Finance / Tax, EconomyI want to work part-time.I thought the annual income barrier for social insurance was 130 million yen, but it turned out to be 106 million yen...
130 million yen is the so-called ``130 million yen wall'', which is the borderline where you are not covered by social insurance regardless of your place of work or employment conditions...
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in Finance / Tax, EconomyIs it okay to not pay bonuses and retirement allowances to non-regular employees?Clearing up misconceptions about the Supreme Court’s 2020 ruling
The 2020 Supreme Court ruling was made before the enforcement of the Work Style Reform Law.The ``equal pay for equal work'' in the Work Style Reform Law is...
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in Finance / Tax, EconomyIf you want to add ingredients to ``tamagoyaki'', what would be the most economical thing to add?“Raisins” as an oddball!?
According to the Retail Price Statistics Survey, the price of one pack of chicken eggs (containing 1 eggs) is 10 yen.In the past, prices...
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in Finance / Tax, EconomyIf you want to add ingredients to ``tamagoyaki'', what would be the most economical thing to add?“Raisins” as an oddball!?
According to the Retail Price Statistics Survey, the price of one pack of chicken eggs (containing 1 eggs) is 10 yen.In the past, prices...
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in Finance / Tax, EconomyAre computers required for university students?Necessary specifications and costs when using at school [Original interview]
[LIMO/U23 Editorial Department] Do you need an expensive computer from the university co-op?How do you choose to prepare your own?For university students...
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in Finance / Tax, EconomyI'm worried about funeral costs if something were to happen to my parents.Is it really not possible to withdraw a single yen from your parents' savings?
Will my savings account be frozen if I die?When the holder of a savings account dies, the inheritance procedure for that savings account ends...
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in Finance / Tax, Economy"Get over it!" Husband's moral harassment due to double caregiving for in-laws... A woman in her 50s has reached the limit of patience
Nobuko Nanase (50s, married), who lives in the Chugoku region, got married in her 20s and reluctantly started living with her in-laws, but...
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in Finance / Tax, EconomyHow much does it cost per month if you continue to eat “convenience store meals” every day?
Example of a daily meal menu purchased at a convenience store If you use a convenience store every day, think of a meal menu for 3 meals...
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in Finance / Tax, EconomyIf I deposit 500 million yen in my wardrobe in a bank, will the tax office point me out?Is it okay to use your own money?
Cases of tansu deposits pointed out by the tax office Deposits themselves are not bad at all.Keep it at the bank...
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in Finance / Tax, EconomyHow much was the civil servant's "bonus" last year?How much more compared to private companies?
Compare last year's "bonus" for civil servants with private companies!How much is it in a year?According to the Cabinet Secretariat, Cabinet Personnel Bureau, 2022…
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in Finance / Tax, EconomyCan you turn an empty house into your dream home?Will it be a ray of hope for the ever-increasing "vacant house problem"?
Empty houses keep increasing!According to the Statistics Bureau of the Ministry of Internal Affairs and Communications, the number of vacant houses in 2018 was...
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in Finance / Tax, EconomyCan you turn an empty house into your dream home?Will it be a ray of hope for the ever-increasing "vacant house problem"?
Empty houses keep increasing!According to the Statistics Bureau of the Ministry of Internal Affairs and Communications, the number of vacant houses in 2018 was...
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in Finance / Tax, EconomyAlso, shipping fees are rising...!? What is the most cost-effective shipping method for sending "year-end gifts"?
Types and characteristics of delivery companies There are several types of delivery companies, each with different characteristics, scope of work, and costs.Main distribution…
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in Finance / Tax, EconomyExperienced “Guracro” at [Komeda Coffee Shop] It was a creamy and hot burger
At the coffee shop chain Komeda Coffee Store, Gracro will be on sale for a limited time from November 2023, 11. 29 types...
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in Finance / Tax, EconomyWhat is the true identity of the "fireball?" that shines on the road at night... Its cute identity will warm your heart.
A photo of a "dog walking" taken on the street at night has become a hot topic on X.Posted by user X @nag…
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in Finance / Tax, EconomyElectricity that does not emit CO2 as a return gift for hometown tax donations 1 yen discount for 2500 yen donation Mie/Nabari City
On November 11th, Nabari City in Mie Prefecture announced that it will be offering environmentally friendly electricity that does not emit CO30 as a return gift for hometown tax payments.
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in Finance / Tax, Economy``I'm having tea, but I can't calm down at all.'' Approximately 3 likes on cat's cute behavior
Introducing the cost of raising a cat The video of ``Unsettling Tea Time'' has been attracting attention on X (formerly Twitter)...
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in Finance / Tax, EconomyFather and son reunited for the first time in 35 years, the "impossible" words the father said to his son in his lonely old age
A small amount of warm, soft light from outside shines into the cold, dim room.Shoichi Oyamada is on the borderline...
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in Finance / Tax, EconomyYamaguchi Prefectural Police raid Fuji Suisan in Yamaguchi on suspicion of violating food labeling laws. Yamaguchi Prefectural Police sell processed tuna products with false information on raw materials and country of origin.
On the 30th, Yamaguchi Prefectural Police arrested tuna processed products on suspicion of violating the Food Labeling Act for selling processed tuna products with false information about their raw materials and origin.
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in Finance / Tax, Economy“Furusato Tax” donations are going well… Expectations for further increase due to year-end “last-minute rush” (Shizuoka City…
In 2023, the amount of hometown tax donations to Shizuoka City seems to be going well.The city is heading towards the end of the year, when last-minute donations increase...
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in Finance / Tax, EconomyWhat is the year-end adjustment for company employees?What happens if you don't make the year-end adjustment?
Year-end adjustment to settle one year's taxes At the end of the year, when the total salary of company employees for one year is determined, calculate the correct amount of income tax...
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in Finance / Tax, Economy“LED” vs. “fluorescent light” which is cheaper for electricity bill?Explaining the benefits and precautions
Which is better: LED or fluorescent lights? Let's compare LED and fluorescent lights from four perspectives to see which is more economical. 4.E…
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in Finance / Tax, EconomyNew NISA, iDeCo, and corporate-type DC: How to wisely utilize the three major tax incentive systems
The small investment tax exemption system (NISA) will be new from January 2024 (New NISA).It's extremely easy to use...
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in Finance / Tax, EconomyMy husband's parents suggested that they would like to help pay for their grandchild's college expenses. "10 yen a month", but taxes etc...
Do I have to pay taxes when I pass money from grandparents to grandchildren?When handing over money, you should be concerned about gift tax and inheritance tax...
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in Finance / Tax, EconomyI received 50 yen as a wedding gift!Will it be subject to “gift tax” if it is too large?It should be tax exempt...
When there is no gift tax, as a general rule, when property is transferred from one person to another, it is subject to gift tax.Ta…
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in Finance / Tax, EconomyWill monthly charges be cheaper if a couple switches from iPhone to Android? iPhone...
Even if you switch from iPhone to Android, there is a high possibility that the savings effect will be small. iPhone and Android compatible...
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in Finance / Tax, Economy[Year-end and New Year holidays] How much will your expenses increase from December to January?Food is so expensive, so how can I save money?
Consumer spending tends to increase in December. First, let's look at the trends in consumer spending from November 12 to January 2022...
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in Finance / Tax, EconomyHow many years does it take to save 1000 million yen? Even if you start saving in your 40s, can you still make it in time for retirement?
How many people have savings of 1000 million yen or more?"Public opinion regarding household financial behavior" conducted by the Financial Information Central Committee...
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in Finance / Tax, EconomyTwo frightened kittens were crying outside the house. ``My heart melts'' after seeing them grow two years after they were rescued.
Introducing the cost of raising cats The ``successful growth'' of the sibling cats attracted attention on X (formerly Twitter)...
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in Finance / Tax, EconomyWhen I told her, "I'm going to see the movie Sylvania,"... the pochette my 4-year-old had prepared was so cute.
"Sylvanian Families Pochette" has become a hot topic on X.Posted by user X @cla…
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in Finance / Tax, EconomyShe even used her son's study abroad expenses... The "unforgiving" fate of a housewife who fell in love with hosting
<Synopsis of the first part> Fuyumi, a housewife in a wealthy but not wealthy family, lives a boring and monotonous life...
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in Finance / Tax, EconomyShouldn't you make early repayments on your home loan before retirement? Rather than cutting down on your retirement fund of 2000 million yen, you should...
Early repayment options There are many cases where you are unable to pay off your mortgage in full by retirement age.In a case like this...
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in Finance / Tax, EconomyI would like to give my wife a lump sum of 1 million yen for one year's living expenses.This is for rent, utilities, etc.
If the money is necessary for daily life, is it not taxable?To start with the conclusion, if you hand over the necessary expenses for daily life and use them each time...
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in Finance / Tax, EconomyAre there many disadvantages to purchasing an electric car if you live in an apartment?Is there a problem if I can't charge it at home? …
Basically, it is better to consider that charging equipment cannot be installed.If you own a detached house, you should consider installing equipment to charge an electric car...
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in Finance / Tax, EconomyIf you don't go paperless, it could cost you more than 4000 yen a year.Let's move forward with online banking, gas, and credit cards.
Although we live in an increasingly web-based world, you may still find it more convenient to use analog.Bank...
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300 views
in Finance / Tax, EconomyHow much should I estimate for my child's expenses over the four years from college admission to graduation?
How much does education cost? (1) Difference between national and private universities Education costs (admission fees and tuition fees) at national and private universities...
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in Finance / Tax, EconomyEven though I knew it was a sales job... An encounter with a "destined host" who healed a tired housewife in her 40s
Fuyumi's every day was gray.It's past 5pm.I come back from shopping and prepare dinner.Cut carrots, onions...
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in Finance / Tax, EconomyThere is an outbreak of influenza at the school where the children attend.I want to get vaccinated, but the cost is high...
How much does a flu vaccination cost?In general, influenza vaccination is a treatment for the disease...
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300 views
in Finance / Tax, EconomyI would like to save money for future university education, but my hands are full with the current cram school fees.Reduce the number of cram schools you go to and save money for going on to higher education...
What does a cram school cost? First, the Ministry of Education, Culture, Sports, Science and Technology announced the ``Survey on Children's Learning Expenses in 3'', which shows the average amount of cram school fees...
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in Finance / Tax, EconomyMy parents have an old bankbook.Is it okay to immediately throw away the carried over amount?
Deposit passbooks are usually kept for 7 years.People tend to think that they don't need a passbook that has been carried over, but the National Tax Agency...
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900 views
in Finance / Tax, EconomyMy parents gave me 400 million yen to celebrate my admission to higher education.Do “students” also have to pay gift tax?
Do students also have to pay gift tax?In conclusion, even students must pay gift tax...
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600 views
in Finance / Tax, EconomyBefore you suddenly ask whether you want “life-prolonging treatment” or not – “important things” you need to know
Emi (female, 55 years old) is a freelance illustrator.Her parents have already passed away and she lives alone, but...
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in Finance / Tax, Economy[The 130 million yen wall has increased to 106 million yen] Is it better to increase your annual income even if you pay social insurance premiums?
What is “social insurance dependent”?Dependency refers to receiving financial support from relatives or family members, and it is broadly defined as ``social insurance...
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in Finance / Tax, Economy[The 130 million yen wall has increased to 106 million yen] Is it better to increase your annual income even if you pay social insurance premiums?
What is “social insurance dependent”?Dependency refers to receiving financial support from relatives or family members, and it is broadly defined as ``social insurance...
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in Finance / Tax, EconomyI want to save money for sure. I've heard that "pre-emptive savings" is good, but I guess I'm the only one who doesn't feel like it'll last...
What is advance savings?Pre-emptive savings means that you first put a set amount of your monthly income into savings, and then use the remaining money for living expenses.
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in Finance / Tax, EconomyThe Expo will be held, with many people in favor in Osaka and many against in Tokyo... Differences in opinion between regions: ``Think about how to use tax money'' ``Don't do it with blood tax...''
Various opinions have been raised regarding the holding of the Osaka/Kansai Expo.The temperature was particularly high in Osaka and Tokyo, where the event was held...
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in Finance / Tax, EconomyThe city received 88 billion yen in hometown tax donations last year The secret is “relationships that don’t end with donations” Yamanashi/Fujiyoshida City
Last fiscal year, Fujiyoshida City was by far the largest city in Yamanashi Prefecture to donate 88 billion yen, and Yamanashi City came in second with 2...
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in Finance / Tax, EconomyIs it a thing of the past to receive a ``discarded lunch box'' when working part-time at a convenience store?Would there be a possibility of ``arrest'' in the worst case scenario?Take-out O…
Basically, it is no good to accept discarded lunch boxes!First of all, it is basically no good to receive a discarded bento at a convenience store.combination…
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in Finance / Tax, EconomyThe Prime Minister's annual income is "4000 million yen"!? How much tax and social insurance premiums are deducted? "46 yen" increase...
The annual income of the Prime Minister is approximately 4000 million yen.As of November 2022, the annual income of the Prime Minister is approximately 11 million yen.
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in Finance / Tax, EconomyMy father, who received a pension, passed away.What should I do?
First of all, procedures for pension suspension When a pension recipient dies, the first thing to do is to submit a ``Notification of Death of Beneficiary Entitled'' to the pension office. …
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in Finance / Tax, EconomyI was told that ``households exempt from resident tax are given preferential treatment.''Even if I work hard, I won't be able to make 100 million yen a year...
What is a resident tax exempt household?Resident tax-exempt households are households that are exempt from resident tax, in other words, they do not have to pay resident tax.
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in Finance / Tax, EconomyPresident Yanai's ``driving force'' to aim for sales of 10 trillion yen.Will the day ever come when FastLi shares, which are still expensive even after the split, will be affordable?
There are signs of the emergence of a "cup with handle" (*) in Fast Retailing stock. First half of 2022...
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in Finance / Tax, EconomyEven if they invest, 58% of them have never considered their future lifestyle or financial plans...What is the reason?
A series that reveals some of the books that are currently attracting attention and introduces the best places to read them.This time, we will introduce the key to a true understanding of “financial literacy”...
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in Finance / Tax, EconomyI have been hired and will be a new graduate next spring!Please tell me the average water bill for someone living alone!
Based on the household budget survey of the Statistics Bureau of the Ministry of Internal Affairs and Communications, the average water bill for households with single workers under the age of 34, from January 2023 to 1...
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in Finance / Tax, Economy[Simple question] How much will it cost to electricity if I leave the heating on for a week?
How to calculate heating electricity bill?First, let's understand how heating electricity bills are calculated.Not just for heating, but for home...
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in Finance / Tax, Economy[Simple question] How much will it cost to electricity if I leave the heating on for a week?
How to calculate heating electricity bill?First, let's understand how heating electricity bills are calculated.Not just for heating, but for home...
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700 views
in Finance / Tax, Economy“Investing is hard and difficult” is a misconception!How to grow your money as the global economy grows
A series that reveals some of the books that are currently attracting attention and introduces the best places to read them.This time, we will introduce the key to a true understanding of “financial literacy”...
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in Finance / Tax, EconomyIt's my first time attending a wedding since I started working.The take-home pay is 16 yen, but the gift should be wrapped in 3 yen...
How much is the basic gift for a wedding?When thinking about how much it is appropriate to wrap wedding gifts, the first thing to consider is...
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in Finance / Tax, EconomyShould I voluntarily surrender my driver's license when I get older?Approximately 60% of returns are from people over 75 years old!Maintenance costs etc...
The number of voluntary returns of driver's licenses exceeded 4 in 40.According to the National Police Agency, the number of voluntary returns of driver's licenses in 4 was 44...
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in Finance / Tax, EconomyIs electricity bill higher in winter than in summer?What is a cost-effective heating appliance?
There are two types of heating equipment: There are two main types of heating equipment: convection heating and radiant heating.
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in Finance / Tax, Economy[New NISA] Is it true that lump-sum investment is effective in the “growth investment frame”?Explaining lump sum vs. savings
Interest in the new NISA is increasing, but it is said that the most effective way is to make a ``lump investment'' using the ``growth investment limit''...
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in Finance / Tax, Economy"I can't forgive you for making fun of my mother!" The ending chosen by a former nurse who was furious at her mother-in-law's harsh treatment.
<Synopsis of the first part> Misaki, a former nurse, married Kenichi, a doctor she met at a hospital, six years ago after she became pregnant, and they have been doctors for generations...
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700 views
in Finance / Tax, EconomyWill the mortgage tax reduction amount be reduced with a fixed tax reduction of 4 yen?Impact on hometown tax payments
New concerns have arisen regarding the ``fixed tax cut'' that the government plans to implement in June 2024.Implement fixed tax reduction...
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in Finance / Tax, EconomyMiyakonojo City's ``Hometown Tax'' return items issue with misrepresentation of chicken production area; city holds briefing session for businesses handling return items
Due to a problem in which the origin of chicken that was given as a return gift for hometown tax donations in Miyazaki Prefecture's Miyakonojo City was falsified, the city has decided not to handle the return gift...
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in Finance / Tax, EconomyCan I have my pension deposited into my account after my 65th birthday? Can I get it before I turn 65?
Basic process for receiving old-age pension Old-age pension is available for those who have paid pension insurance (receiving eligibility period) for more than 10 years...
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in Finance / Tax, EconomyWhat should I be careful about when using hometown tax payment and medical expense deduction together?Simulate hometown tax upper limit amount
As the end of the year approaches, some people may start paying hometown tax or preparing their tax returns.Hometown delivery…
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700 views
in Finance / Tax, Economy“One in four people” uses NISA!Learn how to create retirement funds from a single senior woman
The new NISA will start soon.Under the current system, general NISA will be available from January 2014.
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in Finance / Tax, EconomyMy daughter, who is in the second year of middle school, has an allowance of 2 yen a month, but she has a friend who makes 3000 yen a month, so she asked me to raise her allowance.
The amount of allowances for junior high school students varies depending on the age of the head of the household, annual income, etc.The Financial Information Central Committee conducted a study on household budget...
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in Finance / Tax, EconomyI would like to lower my rent by even just 1000 yen.Please tell me some tips for negotiation.
It may be possible to negotiate the rent for a rental property.It may seem surprising, but it is sometimes possible to negotiate the rent for a rental property.
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in Finance / Tax, Economy“Fixed overtime pay” is often seen in job offers.Why do companies introduce fixed overtime systems?
Fixed overtime pay simplifies payroll calculations The benefits for companies of implementing a fixed overtime system are that it simplifies payroll calculations...
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700 views
in Finance / Tax, EconomyThe average life expectancy of the Japanese people is the highest in the world, so you should know ``7 factors'' that will eliminate your worries about old age.
How to overcome future life events, and how much to save for retirement.These concerns...
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in Finance / Tax, EconomyA 60-year-old man is considering divorce at a mature age, taking advantage of his retirement age. Are there any precautions to take when getting divorced at a middle age?
Divorce involves property division If you are considering divorce, the first thing you cannot avoid is property division.Property division and...
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300 views
in Finance / Tax, EconomyI can't pay my employees' salaries...I would like to take out a business loan. Please tell me the points to consider when choosing one.
Point 1. Are interest rates low?When you get a loan, you have to pay a certain amount of interest on the amount borrowed.
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in Finance / Tax, EconomyAchievements of the “Zero Revolution”?The number of people transferring from Rakuten Securities to SBI Securities is rapidly increasing!The psychology behind it
Ahead of the new NISA system starting next year, SBI Securities is offering an online service called "Zero Revolution" for online trading customers.
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in Finance / Tax, EconomyAt work, I'm told to arrive ``15 minutes early'' and get ready...Is this legal?
What is legal "working hours"? The Labor Standards Act sets an upper limit on working hours, which is defined as "1 hours a day and 8 hours a week...
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in Finance / Tax, EconomyWhat is the “true meaning” of end of life?Think about it before you start!
At what age should you start planning for the end of your life?As people reach the age of XNUMX, they often face illness and nursing care for their parents, or are asked by friends to take care of their parents.
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in Finance / Tax, EconomyIs this “exploitation”?What should you do if you fall into this situation?
What is rewarding exploitation? ``Rewarding exploitation'' is when a company takes advantage of the ``reward'' that workers feel and uses unfair work practices.
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in Finance / Tax, EconomyIsn't it a waste to "throw away your clothes"? I understand that it would be better to sell on "Mercari" etc., but it is a hassle...
Sell it on Mercari, auction sites, etc. with as little effort as possible.It's just that the taste and size don't suit...
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700 views
in Finance / Tax, EconomyIf I have 1000 million yen in savings, will I have no problem living in retirement even if I pay off the mortgage with my retirement funds?pension…
Regarding the amount of the old-age basic pension and old-age welfare pension, receiving retirement benefits means that you are working as a company employee...
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in Finance / Tax, EconomyWhat is the slightly minor “150 million yen annual income wall”?If it exceeds 1 yen, what kind of "loss" awaits you?
Six barriers to annual income The following six barriers to annual income are related to dependent care. __●Annual income 6 million yen●Annual income 6 million yen●Annual income 100...
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in Finance / Tax, EconomyI always change the water in the humidifier at work.It all adds up and it takes a lot of time...
Will I get paid for replacing the water in my humidifier?I will get paid more for replacing the water in my humidifier.
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in Finance / Tax, EconomyI always change the water in the humidifier at work.It all adds up and it takes a lot of time...
Will I get paid for replacing the water in my humidifier?I will get paid more for replacing the water in my humidifier.
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in Finance / Tax, EconomyMy mother, who is in her 60s, will become a Yakult Lady, but how much will she earn annually?“Sales job” after retirement...
How much does Yakult Lady earn annually?Many of the people who work as Yakult Ladies are not part-time workers, but rather work as ``individuals''.
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in Finance / Tax, EconomyThe difference is nearly 15 yen...How much do wages differ depending on whether you are a regular employee, non-regular employee, or gender?
``Japanese companies are built on a multi-layered class system, and discrimination is commonplace.''This is Tachibana...
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in Finance / Tax, EconomyMy father, who suffers from dementia, has offered to give me all of his savings of 200 million yen, but can I really accept it?
The act of receiving money for free from parents, which is likely to be legally acceptable, falls under the category of "gift."Legally speaking, a gift is an intention...
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in Finance / Tax, EconomyI would like to take early retirement at the age of 50.Can you and your wife live on 2 million yen in savings?Pa…
What are the prerequisites?First of all, the prerequisites for this verification are as follows. __Husband: 50 years old (university graduate, office worker) Wife: 5 years old...
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in Finance / Tax, EconomyIt gets dry in winter, so a humidifier is essential! How much will the electricity bill cost if it runs for 8 hours at the same time as "heating"?
Electricity costs for heating an air conditioner First, let's take a look at the electricity costs for heating an air conditioner.Air conditioner...
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in Finance / Tax, EconomyIs it true that the hourly wage for office work in Tokyo is 1600 yen?I'm currently a full-time employee, but my take-home pay is 17 yen...
The difference in income between a full-time employee with a take-home pay of 17 yen and a temporary employee with an hourly wage of 1600 yen.In many cases, the total amount paid is recorded on the pay slip.
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in Finance / Tax, EconomyMy father paid back my scholarship of 500 million yen in one lump sum!Why is “gift tax” imposed on educational expenses?countermeasure…
The act of a parent repaying their child's scholarship in a lump sum falls under gift tax, and is subject to gift tax.
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1000 views
in Finance / Tax, EconomyThe average bonus amount for winter 2023 is over 80 yen!How different are manufacturing and non-manufacturing industries?
Comparison of the bonus situation in the winter of 2023 and the same period of the previous year and the previous period According to the announcement by the Institute of Labor Administration, the bonus situation in the winter of 2023...
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1000 views
in Finance / Tax, Economy[Tully's] New menu "Irish Latte" A drink with a happy richness and sweetness
Specialty coffee chain Tully's Coffee will be offering a holiday season series starting November 2023, 11...
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in Finance / Tax, EconomyIs it risky to buy an apartment in Adachi Ward?I found a nice property, but I'm worried about water damage...
Are newly built apartments in Adachi Ward cheap?According to the official website of the Real Estate Economic Research Institute, Tokyo in October 2023...
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in Finance / Tax, EconomyIt seems that the average salary in 2022 has increased to 458 million yen, but was it still high during the bubble economy?
The average salary in 2022 is 458 million yen, according to the 4 Private Sector Salary Statistics Survey published by the National Tax Agency...
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in Finance / Tax, Economy[Subsidy for exam fees, etc. for junior high and high school students] What other preferential treatment are available for low-income families with children?
It costs money for a child to go to college, such as child rearing allowance and a 5 yen cash allowance, but some families are worried about funding...
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in Finance / Tax, EconomyAre there more households in the Kanto region or the Kansai region that have not paid their NHK reception fee?Additional fees apply to non-payers
HN broadcasts content that can be enjoyed by a wide range of generations, such as serial TV novels, historical dramas, and children's programs.
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in Finance / Tax, EconomyI found my employment insurance card, which I thought I had lost while cleaning.The number is different from my current employment insurance card, but I left it alone...
There is only one employment insurance number.The employment insurance insured number is an 1-digit number that is issued to you when you become insured under employment insurance.
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600 views
in Finance / Tax, EconomyI plan to be single for the rest of my life in my early 42s.My ideal future would be to buy an apartment and live with a cat, but my annual income is XNUMX...
Is it possible for a person in the early aughts who plans to be single for the rest of his life to buy an apartment with an annual income of 420 million yen?Generally, buyers of condominiums and detached houses have three...
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in Finance / Tax, EconomyTsuyama's beef dishes are hot.“Sozuri Nabe” selected as a “100 Year Food” to be passed on to the next generation [Tsuyama City, Okayama Prefecture]
It's the season for delicious hotpot dishes, but have you ever heard of a dish called "sozuri nabe"? "Sozuri Nabe" is...
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600 views
in Finance / Tax, EconomyHow much difference will it make in a year if gasoline costs are 4 yen cheaper?
A gas station retail price survey published by the Agency for Natural Resources and Energy shows that if you pay 4 yen less for gasoline, you save 1 yen in a year...
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in Finance / Tax, EconomyI received a notice of ``garnishment'' due to non-payment of my pension... What can actually be garnished?
What happens if you leave your pension unpaid?Even if you forget to pay your pension once, your pension will not suddenly be seized.here…
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in Finance / Tax, EconomyIs it a smart way to live a high school graduate and get a job at an IT company? What is the average annual salary for a high school graduate and an IT company?
Average annual income for high school graduates Based on the Ministry of Health, Labor and Welfare's ``Reiwa 4 Wage Structure Basic Statistical Survey'', the average annual income for high school graduates is summarized...
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400 views
in Finance / Tax, EconomyI quit my job due to illness, and now my monthly income is 8 yen...My savings are about to run out, but I am on welfare...
Purpose of welfare and conditions for receiving welfare In conclusion, if you quit your job due to illness and your monthly income is 8 yen, you can receive welfare...