Portal field news

Portal field news

in ,

💴 | Call from the bank when money of 1,000 million yen or more is transferred ... What should I do?


写真 

If you transfer more than 1,000 million yen, the bank will call you ... what should I do?

 
If you write the contents roughly
Government bonds for individuals are financial products that can be purchased at banks, post offices, securities companies, etc.
 

What should I do if I receive a large amount of money of 1,000 million yen or more, such as retirement allowance and maturity insurance? → Continue reading

 MONEY PLUS

MONEY PLUS is an economic media that conveys financial and economic information in an easy-to-understand manner for people who are not good at talking about money.


Wikipedia related words

If there is no explanation, there is no corresponding item on Wikipedia.

Financial instruments

Financial instruments(Kinyuu Shohin,British: financial instrument) Is generally金融transactionInProductsVaguely. The terminology has a special definition as described below.

Financial products as accounting terms

Financial products at JGAAP

JapanFinancial instruments as a term in corporate accounting ofFinancial assets,Financial debtandDerivative transactionsPertaining toAgreementIs the generic name of[1][2], Including a combination of multiple types of financial assets or financial liabilities (complex financial instruments)[1][3]. From a different perspective, a contract that creates financial assets in one company and a financial liability in another company and a contract that creates a claim for equity in one company and creates an obligation for another company (stocks and other Is a contract to be embodied in the investment securities of the.)[2].

And the financial assets here arecashdeposit,bills recivable,accounts receivableandLoanEtc.Monetary claim,stockOther andBondsEtc.SecuritiesAndFutures trading,Forward transaction,Option trading,Swap transactionAnd net claims, etc. arising from transactions similar to these[4]. Also, cash, contractual rights to receive cash or other financial assets from other companies, contractual rights to exchange these financial assets or financial liabilities with other companies on potentially favorable terms, or other It is also said to be corporate stocks and other investment securities[5].

On the other hand, financial debt isBill of payment,Accounts payable,DebtandCorporate bondEtc. and futures transactions, forward transactions, option transactions, swap transactions, and net debts arising from transactions similar to these.[6]. In addition, contractual obligations to deliver financial assets to other companies or contracts to exchange financial assets or financial liabilities (contractual obligations to deliver financial assets to other companies) with other companies under potentially disadvantageous conditions. Is also said to be the obligation of[7].

Some accounting legislation defines "financial instrument" to refer to assets and financial liabilities.[8].

Financial instruments under IFRS

Financial Instruments under the Financial Instruments and Exchange Act

Financial Instruments and Exchange Act, The concept of "financial product" is defined as a regulated object of the law.Derivative transactionsIt should be noted that it is defined as a thing that can be that (or that can be the basis for the calculation of) and that it is significantly different from the general meaning. Specifically:[9].

  1. Securities
  2. depositClaims or other rights under the contract, or securities or certificates showing such rights,Foreign Exchange and Foreign Trade LawPayment methods prescribed in Article 6, paragraph 1, item 7 (excluding those corresponding to currency), securities prescribed in item 11 of the same paragraph, and claims prescribed in item 13 of the same paragraph (1. Except those listed in.)
  3. currency
  4. Commodity Futures Trading LawAmong the products stipulated in Article 2, Paragraph 1, market derivative transactions related to the product in consideration of the existence of measures for price stabilization of the product in accordance with the provisions of laws and regulations as well as the price formation of the product and the supply and demand situation. Stipulated by a Cabinet Order as having the possibility that the appropriate price formation of the product will not be hindered by the
  5. In addition to the above, there are many assets of the same type, and for assets that have significant price fluctuations, ensure the protection of the investor regarding derivative transactions (including transactions similar to derivative transactions) related to such assets. Items specified by Cabinet Order as deemed necessary (excluding products prescribed in Article 2, Paragraph 1 of the Commodity Futures Trading Act.) (Because there is no Cabinet Order, it is missed.)
  6. Regarding the items specified by Cabinet Office Ordinance in 1.2.5., standard products set by financial instruments exchanges by standardizing interest rates, redemption deadlines and other conditions in order to facilitate market derivative transactions (Because it has not been done, it is empty)

Classification table

Asset classificationProduct type
SpotDerivative transactions
SecuritiesMoreMarket derivative tradingOTC derivative transactions
Long-term debt (more than one year)
  • Bonds(Excluding short-term ones.)
  • loan(Excluding short-term ones.)
  • Bond futures trading
  • Bond futures options
Short-term debt (less than a year)
  • Short-term interest rate futures trading
Equity(Shared company equity)
  • stock option
  • Equity futures trading
  • stock option
Foreign exchangeN/A(Spot Forex Trading)
CommoditiesN/A(Spot commodity trading)

*Brackets are not included in financial products.

Similar words

  • Financial-like products-A tax term used for interest taxation of financial products, which is equivalent to interest.Interest incomeRefers to products that are classified as income other than.Compensation for fixed deposit benefits, interest on mortgage securities, profits on gold investment accounts, margins on one-time endowment insurance, etc.[10][11]
  • Financial Derivatives-Financial products (derivatives) whose value is determined based on the prices of underlying assets such as currencies, interest rates, bonds, and stocks.Alternatively, it refers to a transaction form (derivative transaction) such as futures transaction, option transaction, swap transaction, forward transaction derived from it.[12]

footnote

[How to use footnotes]
  1. ^ a b Corporate Accounting Council “Written Opinion on Setting Accounting Standards for Financial Instruments” (1999), page 2
  2. ^ a b Japan Certified Public Accountants Association Accounting System Committee Report No. 14 "Practical Guidelines on Accounting for Financial Instruments", Paragraph 3
  3. ^ Corporate Accounting Standards Committee/Corporate Accounting Standard No. 10 “Accounting Standards for Financial Instruments” (Note 1)
  4. ^ Corporate Accounting Standards Committee/Corporate Accounting Standards No. 10 "Accounting Standards for Financial Instruments" Paragraph 4
  5. ^ Japan Certified Public Accountants Association Accounting System Committee Report No. 14 "Practical Guidelines on Accounting for Financial Instruments", Paragraph 4
  6. ^ Corporate Accounting Standards Committee/Corporate Accounting Standards No. 10 "Accounting Standards for Financial Instruments" Paragraph 5
  7. ^ Japan Certified Public Accountants Association Accounting System Committee Report No. 14 "Practical Guidelines on Accounting for Financial Instruments", Paragraph 5
  8. ^ 財務諸表等の用語、様式及び作成方法に関する規則第8条第41項、農業協同組合法施行規則第128条の2第2項、水産業協同組合法施行規則第143条の2第2項、地方公共団体金融機構の財務及び会計に関する省令第4条第14項など。
  9. ^ Financial Instruments and Exchange Law Article 2 Paragraph 24, Financial Instruments and Exchange Law Enforcement Order Article 1-17
  10. ^ Insurance Market Glossary (Insurance Market)
  11. ^ No.1520 Financial products and taxes (National Tax Agency)
  12. ^ Health Market Glossary (Insurance Market)

Securities company

Securities companyWhat is a shoken?Securities(stock,BondEtc.)IntermediaryAnd underwritingCompany.

Japanese securities company

Overview

Legal provisions

JapanIn, usually,Financial Instruments and Exchange ActStipulated inFinancial instruments business operatorOut ofFirst-class financial instruments business(Securities-related businessLimited to those that correspond to. ) Refers to those who do.

Long time ago,Securities Trading LawRegistered in (until 1998license) Was a legal term that refers to a company that operates a securities business, but this concept was abolished with the enforcement of the amendment to the Financial Instruments and Exchange Act on September 2007, 9. In accordance with Article 30, Paragraph 28, Item 1, Items 1 and 2 and Item 3 of the Financial Instruments and Exchange Act,Second-class financial instruments businessWas deemed to be a financial instruments business operator ("Deemed Registration First Class Business"). So farSecurities industryThe concept ofSecurities-related businessWas defined as

According to Article 33, Paragraph 1 of the Financial Instruments and Exchange Act, "a bank, a cooperative financial institution, or any other financial institution specified by a Cabinet Order shall not engage in securities-related business or investment management business."bankEtc.) are prohibited from conducting securities-related businesses. However, it is possible to carry out a part of securities-related business according to the second paragraph of the same law.

First-class financial instruments businessFinancial Services AgencyIt is a registration system of the Secretary. The registration requirements are (1) a stock company (2) a capital of 5,000 million yen or more (3) an equity ratio of 120% or more, as well as internal "personal composition" and restrictions on major shareholders ,TraditionalSecurities Trading LawIt became strict compared to.

License/Registration system

1968 May 4In addition, the "licensing system" was introduced as an alternative to the existing registration system.1998 Due to the revision of the Securities and Exchange Law, the license system was abolished and the system changed to "registration system".

In the era of licenses, licenses are subdivided and the following licenses are available for each business."Comprehensive securities company"Was expressed.

  • No. 1 license-self-calculated trading, (Dealing)
  • License No. 2-Brokerage, (Brokerage)
  • No. 3 license- underwriting, (Underwriting)
  • No. 4 License-Selling, (Selling)

In addition, even now that the system has been changed to a registration system, the business of handling securities over-the-counter derivative transactions, the business of underwriting securities,Private Trading System (PTS)With regard to the business of opening and operating, each is under an “authorization system” according to Article 29.

Administrative jurisdiction

The administrative jurisdiction of a securities companyMinistry of FinanceLocal Finance Bureaus (Hokkaido, Tohoku, Kanto, Tokai, Hokuriku, Kinki, Chugoku, Shikoku, Kyushu, Fukuoka Finance Branch, Okinawa General Bureau)Financial Services AgencyI am in charge of the commission of the Secretary. However, for nationwide securities companiesCabinet OfficeUnder the umbrellaFinancial Services AgencyIs directly in charge.

Major securities companies

For a listList of Japanese Companies (Securities and Commodity Futures Trading)See also
Here are the major securities companies[1] Will be introduced with the genealogy.

Major securities

Five securitiesAlso known asRetailFrom workInvestment bankWe provide full service up to work.

Second-tier securities

Although it offers full service as well as large companiesRetailIt is an important management form and has a branch network all over Japan. In order to differentiate itself from major securities, it tends to give out its own color. Strong independent color,MieOkasan Securities, which has a ground inTokaiTokai Tokyo Securities, which clarifies that the region is the main foundation, togetherCapital AreaBesides, it has a management ground that will be a stronghold.It has many functions as a general securities company such as corporate sector, online securities, investment trust management company, and overseas bases.In the case of Tokai Tokyo SecuritiesLocal bank(Or thatHolding company) And a joint venture securities company was established to transfer the stores of Tokai Tokyo Securities, so in some areas the stores of Tokai Tokyo Securities itself became blank.

Mid-sized securities

In the industry,7 mid-sized companies』I call it. It is a management style that emphasizes retail sales,brokerFrom workUnderwriter(Underwriting) Broadly develop securities business up to business. Unlike large and semi-large companies, there is a regional bias in the branch network, so we will adopt a sales method that is closely linked to the local community.

Securities company specialized in the Internet

1990 eraIn addition to the explosive spread of the Internet in the latter half,1999 With the liberalization of the stock brokerage commission1998 OfMatsui SecuritiesStarting with, a securities company using the Internet appeared. Unlike face-to-face sales up to that point, basically there is no need for a sales base or sales staff, so fixed costs such as personnel costs can be reduced, and low-cost and flexible operation has become possible. For this reason, we will significantly reduce stock brokerage commissions and increase price competitiveness.marketHas rapidly increased its market share. After that, however, due to the fact that it could operate at low cost and the barrier to entry was low, large-scale banks, trading companies, foreign-affiliated securities, and Nomura Securities Co., Ltd., which is the largest in the securities industry, also entered the market. As a result, withdrawals and mergers have occurred one after another, and the remaining securities companies are focusing not only on price competition but also on enhancing services such as diversifying the products they handle.

Recently, there are general securities that offer internet trading services, but in that case the fee is about several hundred yen, which is slightly higher than online securities.[2].

Major online securities companies that are not foreign capital specified by Nikkei Shimbun

The Nikkei Shimbun defines major securities companies, which change every year, but at the end of March 2018, the following five companies are major securities companies among online securities companies. The five companies have large net operating income.

Other non-foreign net securities companies

For foreign net securities companies, see the foreign securities companies below.

List of securities companies by category

Wholesale specialized securities company

Investment banking securities company

Foreign-owned securities company

Long time agoSecurities Trading LawAlthough it was distinguished from domestic securities companies,Financial Instruments and Exchange ActIt was integrated by the revision of.It mainly operates wholesale such as investment banking business, but the business content and scale are various.Many companies have offices in prime locations in Tokyo and are engaged in high value-added business such as M & A and derivative business.There are also online securities companies.

Major foreign securities companies (Japanese corporations)

Major foreign securities companies (Japan branch)

Prop House Securities

A domestic securities company whose profits are dominated by its own trading division and its own fund management / dealing (Proprietary Trading).

Local securities

It is a securities company that is closely related to the local area,Ground edgeWe are doing business activities that make the most of it. However, since the stock brokerage commission has been liberalized,Stock trading via the InternetThe profitability is declining due to the activation of. For this reason, from the stocks that have previously accounted for most ofInvestment trustWe are trying to strengthen profitability by shifting the weight of sales to buying and selling, focusing on self-buying (dealing) and the real estate business. In recent years,FintechThere are also new types of business operators that have utilized the.

Regional Bank/Internet Bank Securities Company

Futures company securities company

A futures company securities company is a securities company whose futures company is the parent company. It does not mean a securities company that handles commodity futures. There are cases in which futures companies qualify for the securities industry, and cases in which existing securities companies are acquired and the securities companies become surviving companies.1998 With the revision of the Securities and Exchange Law, futures companies have entered the securities industry. Futures firm securities firms tend to proactively recommend risky products such as Chinese stocks, futures, margin trading, options, foreign exchange margin trading (FX), and CFDs, compared to general securities companies. There are also securities companies that do not even handle physical stocks, even though they are securities companies.

Major futures company securities companies

Genealogy of major and second-tier securities companies

From prewar to postwar
(~1959 )
High growth ~ bubble collapse
(1960 ~1992 )
Ban on securities affiliated banks
(1993 ~1996 )
Financial crisis
(1997 ~1998 )
Financial holding companyLift
(1999 ~2001 )
Industry reorganization
(2002 ~)
~1959 1960 ~1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 ~2018 2019
Nomura Securities
(1925 ~2001 )
Nomura Holdings
(2001 ~)
Yamato Securities
(1902 ~1999 )
Daiwa Securities Group Inc.
(1999 ~)
Sumitomo Capital Securities
(~1999 )
Daiwa Securities SB Capital Markets
(1999 ~2001 )
Daiwa Securities SMBC
(2001 ~2009 ) In 2009, Daiwa Securities Group Inc. became a wholly owned subsidiary
Daiwa Securities Capital Markets
(2009 ~2012 )In 2012, merged with Daiwa Securities

(~2001 )
Nikko Securities
(1918 ~2001 )
Nikko Cordial Group
(2001 ~2008 )
Nikko City Holdings
(2008 ~2009 )
Nikko Cordial Securities
(2009 ~2011 )
SMBC Nikko Securities
(2011 ~)
Meiko Securities
(1948 ~1999 )
Meiko National Securities
(1999 ~2003 )
SMBC Friend Securities
(2003 ~2017 ) 2018, merged with SMBC Nikko Securities
National securities
(1948 ~1999 )
Yamatane Securities
(1933 ~2000 )
Sakura Friend Securities
(2000 ~2003 )
Shinei Securities
(1938 ~1979 )
Shinei Ishino Securities
(1979 ~2000 )
Tokyo Shinei Securities
(1945 ~1979 )
Ishino Securities
(1933 ~1979 )
Taguchi Securities
(1894 ~1982 )
Izumi Securities
(1982 ~2004 ) Merged with SMBC Friend Securities in 2004
Yamaichi Securities
(1897 ~1997 )
1997 , Voluntary closure

(1948 ~1981 )
International securities
(1981 ~2002 )
Mitsubishi Securities
(2002 ~2005 )
Mitsubishi UFJ Securities
(2005 ~2010 )
Mitsubishi UFJ Morgan Stanley Securities
(2010 ~)
Mitsubishi UFJ Morgan Stanley PB Securities
(2010 ~2020 )
Mitsubishi Diamond Securities
(1994 ~1996 )
Tokyo Mitsubishi Securities
(1996 ~2002 )

(1993 ~1999 ) 1999, transferred business to Tokyo Mitsubishi Securities
Kaga Securities
(1926 ~1969 )
Ryoko Securities
(1969 ~1999 )
Tokyo Mitsubishi Personal Securities
(1999 ~2002 )
Daishi Securities
(~1999 )
Issei Securities
(1945 ~2002 )

Same name changed in the same year
(1948 ~1984 )
Universal securities
(1984 ~2000 )
Tsubasa Securities
(2000 ~2002 )
UFJ Tsubasa Securities
(2002 ~2005 )
Pacific Securities
(~2000 )
Towa Securities
(~2000 )
Daiichi Securities
(~2000 )
Sanwa Securities
(1994 ~2001 )
UFJ Capital Markets Securities
(2001 ~2002 )
Tokai International Securities
(1995 ~2001 )
Box office securities
(1993 ~2000 )
Mizuho Securities
(2000 ~2009 )
Mizuho Securities
(2009 ~)
Daiichi Kangyo Securities
(1994 ~2000 )
Fuji Securities
(1994 ~2000 )
Nochu Securities
(1993 ~2004 ) 2004, transferred business to Mizuho Securities

(1917 ~1959 ) The oldest existing securities company in Japan (corporation)

(1959 ~1967 )
Shin Nippon Securities
(1967 ~2000 )
Shinko Securities
(2000 ~2009 )
(1891 Founded as Tamazuka Shoten,1944 (Takazuka Securities changed its trade name)
(1891 ~1959 )
(1891 Founded as Fukushima Nanzo Shoten,1944 (Changed the trade name to Yamaba Securities)
(1891 ~1959 )

(1947 ~1968 )
Wako Securities
(1968 ~2000 )
Nippon Kokusai Securities(1905 Founded as the monthly bank of the Japan Business Bank,1922 (Changed trade name to Nippon Kokusai Securities)
(1905 ~1967 )
Nippon Kakumaru Securities
(1967 ~1990 )
Kankaku Securities
(1990 ~2000 )
Mizuho Investors Securities
(2000 ~2013 ) 2013 merger with Mizuho Securities
Kakumaru Securities(1872 Founded as Imamura Shoten,1937 (Trade name changed to Kakumaru Securities)
(1872 ~1967 )
Public securities
(1961 ~2000 )
Daito Securities
(1927 ~2001 ) Merged with Mizuho Investors Securities in 2001
Tokyo Securities(1929 Founded as Takayama store,1947 Rokka Securities,1969 (Trade name changed to Tokyo Securities)
(1929 ~2000 )
Tokai Tokyo Securities
(2000 ~)
Maruman Securities(1908 Founded as Takeda Shoten,1944 Changed the trade name to Maruman Securities)
(1908 ~1996 )
Tokai Maruman Securities
(1996 ~2000 )
Tokai Securities(1944 Founded as Tokai Shoji,1948 (Changed the trade name to Tokai Securities)
(1944 ~1996 )
Takagi Securities(1876 Founded as a Takagi currency exchange store,2019 Merged with Tokai Tokyo Securities)
Nitto Securities
(1910 ~1973 )
Sanyo Securities
(1973 ~1997 )
1997 , Bankruptcy
Okasan Securities(1923 Founded as Okasan Shoten,1944 Changed company name to Okasan Securities)
(1923 ~2003 )
Okasan Holdings
(2003 ~2008 )
Okasan Securities Group
(2008 ~)
Osakaya Securities
(1918 ~1986 )
Cosmo Securities
(1986 ~2012 )1993 ToYamato BankBecame a subsidiary of2004 ToCSK Holdings,2010 ToIwai Securities(Old) (currentIwai Cosmo Holdings) Becomes a subsidiary of. In 2012, merged with Iwai Securities (new).
Iwai Cosmo Securities
(2012 ~)
~1959 1960 ~1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 ~2017 2018

Various data ranking

Market capitalization ranking

  • Note that the holding company and the securities company alone are mixed (which also has companies other than securities companies under its umbrella).
Market capitalization ranking as of January 2019[6]
RankingMarket capitalization
Nomura Holdings11 billion yen
Daiwa Securities Group Inc.2996100 million yen
SBI Holdings3541700 million yen
Matsui Securities4310800 million yen
Tokai Tokyo Financial Holdings5135500 million yen
Kabu.com Securities6129000 million yen
JAFCO7121000 million yen
Okasan Securities Group8109500 million yen
9105800 million yen
Monex Group10105700 million yen
Japan Investment Advisor11100600 million yen
GMO Financial Holdings1271900 million yen
Marusan Securities1355600 million yen
Sawada Holdings1442300 million yen
Far East Securities1539400 million yen
Sparks Group1639300 million yen
Ichiyoshi Securities1738300 million yen
Aizawa Securities1832900 million yen
Iwai Cosmo Holdings1932200 million yen
Mito Securities2018700 million yen
Toyo Securities2115200 million yen
2212100 million yen
Hirose Trading2311800 million yen
Daiko Securities Business2410400 million yen
Money Partners Group259900 million yen

Securities companies that existed in the past

Western securities companies

米 国And so onInvestment bankIs called a securities company, and its business format is significantly different from that of a Japanese securities company.[9]..In Japan, securities companies are mainly engaged in stock trading agency business, while in the United States, they are also engaged in asset management business and pension business centered on underwriting and M & A.[9].. Investment banks also carry out trading operations, but unlike Japanese securities companies, the investment banks themselves are the parties involved in trading securities, not the agency.[9].

footnote

[How to use footnotes]
  1. ^ Nihon Keizai Shimbun 2008 May 5 4 pages in the morning edition
  2. ^ "[August 2020 Ranking] Recommended comparison by securities companies! What are popular online securities with many accounts?". October 2020th, 8Browse.
  3. ^ Shareholder Information-Money Partners Group Inc.
  4. ^ Shinsei BankIf you use the service provided by Shinsei Power Direct, even individuals can do some of the transactions.
  5. ^ Aozora BankIndividuals can also use it by opening a general trading account for Aozora Securities and applying for Aozora Securities Internet Trading using the services provided by Aozora Securities.
  6. ^ * Excluding banking
  7. ^ Recommendations based on inspection results for Bilwell Securities -Securities and Exchange Surveillance Committee October 2011, 10
  8. ^ About administrative penalties for Billwell Securities (PDF) -Kanto Finance Bureau October 23, 10
  9. ^ a b c Yukio Noguchi"Roots of the economic crisis"Toyo Keizai Inc. pp.202-203 2010

Related item

外部 リンク


 

Back to Top
Close